This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities have been forced to cancel programs and layoff hundreds if not thousands of full-time and contract instructors.

Again, the Liberal government has messed up the education environment.


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Forum LockedIncome tax question

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tkarmy View Drop Down
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    Posted: 01/March/2013 at 7:55am
So CRA has my provincial and student loans, I've been paying on them for a couple years now every month. I've now paid off the provincial share.... so does that mean I'll get the provincial portion of my tax return back now? or will they continue to take the whole thing and apply it to the federal loan?
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mupto View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote mupto Quote  Post ReplyReply Direct Link To This Post Posted: 03/March/2013 at 2:08pm
You can call the income tax phone number and ask if there are any liens on your income taxes, and then ask then who put the liens.  They will tell you if Canada student loans and/or Ontario student loans have liens against you. 
Then call CRA and tell them you want to negotiate, to get some or all of your income tax return back. 

See what they say.


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