Do options really exist here?

I will repost half of what watchdog said as the other half... well it implies watching for profit motive etc towards certain members of this site if ya know what I mean.

Too Much:

Since nobody addressed a question that obviously worries you, let me say this: the police will not come for your stuff. Not now and not when you are on your feet and settled.

So please don't worry about that. This is purely a civil matter, not a criminal one. The police will never be involved. Please don't let the worries overwhelm you, okay?

Read through this forum and do a little homework on the laws regarding debt collection in your province; once you know what the collectors can and can't do, you'll feel a little better able to deal with them. The fact is that you cannot pay them what they demand. All the names they call you, the fear they instill and the guilt they lay on you can't change that, so don't let it keep you tied in knots.

Take Ferren's advice.

Read the quote on Blue's signature line.

You have other things that should be preoccupying you. So relax. Remind yourself that you are not evil or lazy or stupid or negligent.... You are the victim here and you deserve compassion, not abuse.

 Yes, I recall thatposting. The part you left out wass the part where the individual was attacking me.

Heh, no trick to it at all Poly. Don't worry I am sure you are still Mark's favorite. I was on that forum typing my reply just when the post was deleted. I actually received it in my email. Kind of strange to see the post gone just after I replied tho. I am fairly certain it was Islander from the tone and style. Here is the other half - I have no opinion one way or another on it's content:

By Watchdog

...Do not fall into the trap of paying someone to "empower" you or to "remove toxicity" from your life unless you are sure of what you are getting into. Make sure that you have absolute confidence that the course of action recommended is in YOUR best interest and not intended just to line the pockets of a bill collector with a new scam.

Most of the people on this site seem to be good people and I suspect they are not here to take advantage of your vulnerable state. Look around at the posts, determine who is here because they make a killing and who is here without profit as a motive.

And as far as testimonials go, I'd take them all with a grain of salt. Remember whose site it is, who sponsors it and how easy it is for a site administrator to add usernames to the memberlist and write his own testimonials. And to remove anything less than flattering.

I'm not saying that it happens here, but DO ask yourself what motivates the people here. The only thing you can do wrong at this point is to be naive and let someone take advantage of you.

Good luck. We're here to help. Free. Most of us, anyway....

et tu? you say?

I once referred someone with a problem to John and they were very pleased with his advice whatever it was.