Urgent Help needed - Post here! - Payment requested 10

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Payment requested 10 - 15 yrs. after paid in full

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Urgent Help needed - Post here!
Forum Description: In a student loan crisis? Post here for help! Members! Watch for posts and will help out!
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=7442
Printed Date: 26/March/2026 at 5:29pm
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Topic: Payment requested 10 - 15 yrs. after paid in full

Posted By: old hippy
Subject: Payment requested 10 - 15 yrs. after paid in full
Date Posted: 02/March/2022 at 3:24pm

Hello,

Omigod. I came home to a letter from the CIBC National Student Centre and all the hell and anguish from longer ago than I can remember came back to me. My loans were written off years ago - maybe 10 - 15 years?? There was a rule at the time that no student would have to pay back student loans for longer than - was it 20 or 25 years?? And I paid but when I reached the 25 year mark I rec'd several paid in full letters for the fed and provincial loans. So much time went by and I was so sick and tired of looking at my shoe box full of receipts and ancient invoices from as far back as 1989 that I threw them out!!!!

I'm retired now. The letter I rec'd today says that I have 15 days to pay them $11K and there is a payment due date of Jan. 2017. I rec'd nothing in all these years until today. Any advice?? I remember what these people were like and is it just their word against mine?? Do I have to prove that I repaid my loans? Even income tax papers can be tossed after 8 years. But student loans never? I didn't think I'd be back on this forum again. How is everyone?

thanks,

Old Hippy

Replies:

Posted By: SolveStudentDebt
Date Posted: 25/September/2022 at 11:03am

Hi Hippy. Did you get this sorted out?

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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com

Posted By: old hippy
Date Posted: 25/September/2022 at 5:26pm

Yes, and it wasn't easy. I called and asked if I could escalate the call. Collection calls had started coming. My calls were going around in circles and not getting anywhere until I called the CIBC help line (for regular banking requests). He was amazing and went out of his way to get me the number of a higher up person to talk to. That's all I wanted. To find out what was going on. I had also contacted a government branch - can't remember which one but I put in a consumer complaint about student loan letters being sent out years later and scaring people half to death. That was effective because they called CIBC student loans back to find out what was going on.

Weeks later it was confirmed that the give us money or we send you to collections letter was sent to me in error. Something about putting payments on hold because of covid and then when they were taken off hold, they accidentally sent out letters to probably a lot of people for old debts. Some things never change.

Keep all the paperwork forever and get a PAID IN FULL letter when your student loan is written off.

Best wishes to everyone,

Old Hippy

Posted By: administrator
Date Posted: 26/September/2022 at 5:03pm

Sorry for the delay in moderating and approving your post. The site has been quiet and a glitch meant the "new posts for moderation" message did not go out.

Really glad you got this resolved!

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Administrator
Mark OMeara
Author of Let Go and Heal: Recovery from Emotional Pain
https://LaughSingWrite.com - http://bit.ly/heal2024