How to get RAP and go back to school
Printed From: CanadaStudentDebt.ca
Category: Government Program Problems
Forum Name: Repayment Assisstance Plan (RAP) Issues
Forum Description: Rules, regulations and problems (Formerly Interest Relief and Debt Reduction)
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=7187
Printed Date: 27/March/2026 at 2:02am
Software Version: Web Wiz Forums 12.07 - https://www.webwizforums.com
Topic: How to get RAP and go back to school
Posted By: Souldier
Subject: How to get RAP and go back to school
Date Posted: 08/November/2016 at 4:41am
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So I'm trying to get my defaulted loan rehabilitated with NSLSC/OSAP again in order to get OSAP for my upcoming school year in January. I Paid outstanding interest and 2 payments to meet criteria for Federal portion. Called NSLSC, file is being retrieved, takes 6 weeks. Now here's my problem: Provincial portion is sent to EOS NCN (collection agency), and they won't let me do payment installments. They said in order to be in good standing and be eligible for OSAP by January, I need to pay off the full provincial loan amount and suggested I loan the amount from another borrower and do installments with that party instead. Is that a good choice, and is that my only option? Thank you for your help, and for this website. |
Replies:
Posted By: SolveStudentDebt
Date Posted: 17/November/2016 at 5:28am
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You can request rehabilitation through the MTCU. Don't do it through Ontario shared services or CMU. GO right to the Ministry and give them a really good reason why they should help you and rehabilitate it. ------------- Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com |
Posted By: Souldier
Date Posted: 17/November/2016 at 5:43am
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Does that mean it is possible to bring the debt from the collection agency back to MTCU? |
Posted By: SolveStudentDebt
Date Posted: 23/November/2016 at 10:06am
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Anything is possible. ------------- Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com |
Posted By: Royal-NCO
Date Posted: 23/November/2016 at 12:03pm
Incredibly helpful!  OP, follow the process listed here. http://osap.gov.on.ca/OSAPPortal/en/A-ZListofAid/PRDR015096.html" rel="nofollow - https://osap.gov.on.ca/OSAPPortal/en/A-ZListofAid/PRDR015096.html
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Johnny wrote: