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How to get RAP and go back to school

Printed From: CanadaStudentDebt.ca
Category: Government Program Problems
Forum Name: Repayment Assisstance Plan (RAP) Issues
Forum Description: Rules, regulations and problems (Formerly Interest Relief and Debt Reduction)
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=7187
Printed Date: 27/March/2026 at 2:02am
Software Version: Web Wiz Forums 12.07 - https://www.webwizforums.com


Topic: How to get RAP and go back to school
Posted By: Souldier
Subject: How to get RAP and go back to school
Date Posted: 08/November/2016 at 4:41am
So I'm trying to get my defaulted loan rehabilitated with NSLSC/OSAP again in order to get OSAP for my upcoming school year in January.

I Paid outstanding interest and 2 payments to meet criteria for Federal portion. Called NSLSC, file is being retrieved, takes 6 weeks.

Now here's my problem: Provincial portion is sent to EOS NCN (collection agency), and they won't let me do payment installments. They said in order to be in good standing and be eligible for OSAP by January, I need to pay off the full provincial loan amount and suggested I loan the amount from another borrower and do installments with that party instead.

Is that a good choice, and is that my only option?


Thank you for your help, and for this website.




Replies:
Posted By: SolveStudentDebt
Date Posted: 17/November/2016 at 5:28am
You can request rehabilitation through the MTCU. Don't do it through Ontario shared services or CMU. GO right to the Ministry and give them a really good reason why they should help you and rehabilitate it. 

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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com


Posted By: Souldier
Date Posted: 17/November/2016 at 5:43am
Does that mean it is possible to bring the debt from the collection agency back to MTCU?


Posted By: SolveStudentDebt
Date Posted: 23/November/2016 at 10:06am
Anything is possible. 

-------------
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com


Posted By: Royal-NCO
Date Posted: 23/November/2016 at 12:03pm
Originally posted by Johnny Johnny wrote:

Anything is possible. 

Incredibly helpful! Tongue

OP, follow the process listed here.

http://osap.gov.on.ca/OSAPPortal/en/A-ZListofAid/PRDR015096.html" rel="nofollow - https://osap.gov.on.ca/OSAPPortal/en/A-ZListofAid/PRDR015096.html
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