I took out federal and provincial student loans in 1992-93/94 in Ontario. (NOW WHEN I SIGNED UP FOR COLLEGE WE WERE ALL LEAD TO BELIEVE IT WAS GOING TO BE A GRANT AND US POOR KIDS WITH 1 PARENT COULD ACTUALLY GOTO COLLEGE!! BECAUSE WHEN I SIGNED UP THE FIRST YEAR IT WAS. THEN THE GOVERNMENT CHANGED IT TO LOANS THE NEXT YEAR)  I ended up working a minimum wage job after college and could not make any payments (never made a payment).  I have spoken to collections about this (Years ago and told them i cant pay).  This went on my credit report years ago, was there for several years, then disappeared.  Is their a limitation to when this go away?  The government has always taken my income tax refund and my GST for 21 years now it should be payed off but i have no way of seeing this unless i contact them and i dont wanna do that and be harassed again!

They have harassed me over the years and even at my jobs where they have gotten me fired before because they kept calling over and over. Anyways I think i only owed 10,000 in total and its been like 21 years now since Ive been in school so if you took my GST payments for 21 years that would have payed back the 10Grand already let alone some of my income taxes were like 3000 or $4000 returns each year!!

So are they monitoring this and see that ive payed it back now from them taking it from me? Is there anyway i can see an overall ledger or bill showing how much ive payed back versus what i owed to begin with?

Any help at all would be greatly appreciated.