Overaward - Seeking Advice
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Topic: Overaward - Seeking Advice
Posted By: Sophie_1377
Subject: Overaward - Seeking Advice
Date Posted: 17/July/2013 at 7:20pm
Hello.
I'm pretty sure I'm not in as much of a dire situation as most people on here, but I've got a problem and I'm not sure how to proceed. To be truthful, the possible repercussions of what could go wrong are terrifying for me.
I'm wondering if anyone has any experience with writing appeal letters
or appealing an overaward based on unsatisfactory Scholastic Standing?
I'm currently an undergraduate student in NB, Canada. I've been attending university part-time taking 4 courses per year. I'm classified with NB Student Loan as a student with a disability because of my car accident.
About three years ago I was stalked and raped in my dorm on campus. I didn't tell anyone.
That June, I was in a car accident and rolled my father's convertible.
I had a standard crap summer job at the time and even though I had a skull fracture and a concussion and was hallucinating I was told to come back to work after 4 days or be fired. My father was strict and I knew I had to go. Long story short, I think I buggered up something in my head.
Taking a year off wasn't an option with my father at the time, so I went back to university full-time in the fall. The guy who had raped me
still lived in the dorm and worked in my
dorm's cafeteria. Long story short (again), I developed PTSD and the concussion caused some weird memory problems. I had panic attacks constantly and failed all of my courses because I couldn't walk to class without feeling like I was going to be attacked again.
I had no idea there'd be any repercussions for failing, and it was a total surprise when the school wanted me to withdraw. I appealed the withdrawal and finally admitted I was raped. The bureaucratic ass-covering that took place was phenomenal. I thought about reporting it to the police but Security said I needed to provide proof and write a letter, and I couldn't stand to talk about what happened, so I didn't.
The NB Student Loan claimed I hadn't maintained Satisfactory Scholastic Standing and denied my loan application. I was advised to fight it and attempted to submit an appeal letter about my PTSD because of the rape and my learning problems because of the concussion. The Student Finances woman said I couldn't mention the rape so I submitted the appeal based on problems from the concussion.
I failed a few more courses but I knew I had zero employment options without some kind of degree so I decided to keep attending. My loan was denied again and I didn't fight it after being told I had no grounds for appeal.
This year was my first year receiving a loan after the probationary year without a loan. I was doing well but in March I had to attend a meeting with a university counselour who didn't believe me about the rape. I told her I was going to kill myself if I got kicked out of school but she told me, in front of two of her co-workers, to drop out of university if I couldn't deal with my panic attacks. She advised her co-workers not to support any of my further attempts at appeals.
I didn't mean to, but I failed one of my courses this semester. Because of this I'm not going to be able to receive a loan for three years because of the overaward and Satisfactory Scholastic Standing. I've been told to try and submit an appeal letter on my own but I have no idea what to say or include, so I'm wondering if anyone has any experience, or advice, or suggestions?
They would be greatly appreciated. <3
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Replies:
Posted By: philbain
Date Posted: 18/July/2013 at 2:53pm
I wrote an appeal in 99 in BC and it was approved. I had to complete one full time semester on my own and then I was ok to attain loans again. Mind you full time was a 60% course load (3 classes out here at Camosun College) and tuition and fees at the time was like $300 for all that. I just explained why I didn't do well honestly and I was approved and I explained it to the financial aid officer at the college. I submitted it in writing and then was called in to discuss it. I didn't have to pay anything back as an over award and it was treated the same way as my previous loans of unsuccessful semesters. Speak to your financial aid officer about it and CFW Group can help you as well.
I think you are actually allowed one appeal after your third unsuccessful and then after that there's nothing.
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Posted By: philbain
Date Posted: 18/July/2013 at 2:56pm
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I just read the whole thing you wrote and you may want to contact John at CFW Group. I am sorry to hear what happened to you.
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Posted By: Trotsky
Date Posted: 22/July/2013 at 4:48pm
Hi Sophie,
I am also sorry to hear about what happened to you. First thing i think you should do is go to the police and report this crime, and explain to them what happened and the lack of help from your school. Then call your provincial government directly and ask to speak to someone there and see if they can help you. Good luck!
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Lenin
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