Repayment Assisstance Plan (RAP) Issues - RAP and being a Canadian Resident

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RAP and being a Canadian Resident

Printed From: CanadaStudentDebt.ca
Category: Government Program Problems
Forum Name: Repayment Assisstance Plan (RAP) Issues
Forum Description: Rules, regulations and problems (Formerly Interest Relief and Debt Reduction)
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=6694
Printed Date: 27/March/2026 at 2:04am
Software Version: Web Wiz Forums 12.07 - https://www.webwizforums.com

Topic: RAP and being a Canadian Resident

Posted By: munk88
Subject: RAP and being a Canadian Resident
Date Posted: 30/June/2013 at 1:54am

hello,

I was surprised to learn that I wasn't eligible for RAP because I had to get a job in the US. I am confused because I will still be a canadian resident in terms of taxes, so does this not make me a canadian resident in terms of RAP?

I am earning very little in the US (had no choice, there are no jobs here in my field), so what happens if I can't make payments? When do they call out the collections agency?

When I called CanLoan they said I had only one option, lower my payment to the 15 year one-nothing else. Is that true?

Thanks so much!

M