All I can tell you is that CRA's mandate is to get out in the field and bind people up - and recover money using whatever method is at their disposal. Tax debt and non-tax debt are lucrative sources. If there is a written threat that your student loan account will be referred to the justice department then the chances of that are rather high these days. The collectors at CRA don't use a telephone as a weapon like third-party collectors do. Instead, they use they power and internal incentive programs they receive for securing funds for the government.

 

If you want analysis and advice (and tools, if required) about how to go about a preemptive approach to protect yourself from injury of this nature then we can help you. Cost for this is $115.00 - tax included. All done by telephone and email.

 

Cheers,