Non existent loan being asked to be paid
Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Collection of Old - Stats Barred - Loans
Forum Description: Post questions about old loans and Statute of Limitations Issues
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=6225
Printed Date: 27/March/2026 at 2:16am
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Topic: Non existent loan being asked to be paid
Posted By: buttons250
Subject: Non existent loan being asked to be paid
Date Posted: 06/October/2011 at 4:55am
In the late 90s I went to college and applied for OSAP. I got my documents for both federal and provincial loans, then went into the bank to sign all the paperwork. I waited for my money to be deposited, but it never was. I called a few weeks later and they claimed my loan had since been denied. I ended up borrowing money from my sister to pay tuition and getting a job to make it through. Cut to now - over 10 years later - and I've received a call from a collection agency about repaying the money I never got. Has anyone else heard of this? How can I prove I never got the money - I don't have any old statements, etc. Any help would be appreciated.
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Replies:
Posted By: administrator
Date Posted: 07/October/2011 at 10:06am
First of all, if its from the '90's the loan would be Statute Barred. Do not in anyway acknowledge the loan.
There have been many complaints about OSAP regarding this. It may actually be an overpayment of a grant. They recalculated peoples grants going back 10-15 years based on income tax records and re-assessed and sent the over payments straight to collections.... I believe they actually have no right to collect due to the statute barred limitations, but they are trying anyways.
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Administrator
Mark OMeara
Author of Let Go and Heal: Recovery from Emotional Pain
https://LaughSingWrite.com - http://bit.ly/heal2024
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Posted By: SolveStudentDebt
Date Posted: 10/October/2011 at 3:40pm
Back up here ... you are being pushed to pay for a loan never received?
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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.
http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com
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Posted By: administrator
Date Posted: 12/October/2011 at 6:03pm
Can you clarify... did the bank say your loans were denied, or did OSAP say your loans were denied? Keep in mind that these loans would be stats barred. Search our forum on collection of stats barred loans...for more info....
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Administrator
Mark OMeara
Author of Let Go and Heal: Recovery from Emotional Pain
https://LaughSingWrite.com - http://bit.ly/heal2024
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