Optimum Credit Recovery Inc
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Category: Immediate Attention and Info!
Forum Name: Dealing with Abusive Collection Agencies
Forum Description: Help can be found here for dealing with these problems!
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=6064
Printed Date: 27/March/2026 at 2:02am
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Topic: Optimum Credit Recovery Inc
Posted By: watchmen
Subject: Optimum Credit Recovery Inc
Date Posted: 17/March/2011 at 5:56pm
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Anyone have any dealings with this agency?
http://www.optimumcredit.ca/ - http://www.optimumcredit.ca/
I received a call from them, enquring about another person - when I asked some basic questions the agency became abusive and threatened to flag my credit? whatever that meant.
Are these companies not regulated? how is it that they can just call up anyone and make accusations, the person then said they will continue to call the same number.
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Replies:
Posted By: SolveStudentDebt
Date Posted: 23/March/2011 at 2:21am
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I have heard of them before. I think one of the banks involved int he old risk shared program is now trying them out to see what results they can bring to their table. You asked them questions and they said that? WOW. Are these companies regulated? Well, that is a good question.
 Ummm ... yeah, but the authorities in most provinces do not reprimand them. In fact, the authorites appear to protect them, especially in Ontario. Alberta, well they go after businesses and try to restrict any business that tries to tap into Alberta markets from outside their province. They are unreasonable and their directorate has some issues. They are brutal under their FTA drape and manipulate law for their own best interest, which of course is a gross injustice against whom they are attacking. In Ontario the authorites that oversee collection agencies say that the courts are the problem, but yet they investigate nealy no complaints at all. The Ontario government relies on the following collection agencies to collect debt for them: Total Credit Recovery
NCO Financial Systems
CBV Collection Services
Accounts Recovery Corp
NorDon Collection Network
If the Ontario government were to reprimand and expose one of these agencies for unlawful conduct or other egregious acts against people then they would have a very difficult time explaining why they even use these groups. The government is supposed to protect people from these groups but instead they use them to collect their Ontario loans and other government accounts receivables.
CBC Marketplace could have a field day and a weekly program with the use of The CFW Group has for them. BTW - Do you have the name of the collector? I'll show you how to deal with this imbecile.
Johnny ------------- Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com |
Posted By: watchmen
Date Posted: 27/March/2011 at 2:30pm
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thanks for the info, very arrogant and disrespectful.
I filed a complain in BC with the Consumer Protection Authority as they have license with them.
the collector or agent was asking for a person who does not live at the residence etc, rather than explain the collector became belligerent etc.
anyways I was shocked but reading this website it sounds liek the norm and not many reputable companies.
http://www.consumerprotectionbc.ca/consumers-debt-collection/how-to-make-a-complaint/debt-collection - http://www.consumerprotectionbc.ca/consumers-debt-collection/how-to-make-a-complaint/debt-collection
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