I've analyzed my Transunion and Equifax credit reports.  Interestingly, I have FOURTEEN Royal Bank Student Loan accounts.  The four last digits on each account entry range from between 5001 - 5018.  My RBC loan is now paid in full. I have an RBC letter to prove it. 

 

 

What is additionally irritating is that thirteen of the fourteen RBC account entries appear in the section of the Transunion credit report entitled "Other:  Accounts in which the exact category is unknown".   I also have noted that my transunion report says that there are two "delinquent" accounts.  However, all my accounts are in fact up-to-date.

 

I have written a three-page letter to Transunion detailing my concerns with respect to each and every account entry on the report.  My question is:  Is this a common scenario?  Should my dispute resolve the matter?

 

Of course, what should happen and what WILL happen might be very different...

 

Thanks,

 

Paul