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which bank is best

Printed From: CanadaStudentDebt.ca
Category: Dealing with the Banks!
Forum Name: Royal Bank Frustration Stories
Forum Description: Tell us about the Royal Bank treatment
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=4799
Printed Date: 26/March/2026 at 9:07pm
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Topic: which bank is best
Posted By: schwin54
Subject: which bank is best
Date Posted: 24/March/2008 at 10:51am
So I've heard a bunch of horror stories about different banks (ex. CIBC). I'm a second year Ontario university student and was wondering which bank was the lesser of the evils. I need between 5-10,000 for an archaeological dig this summer and was wondering which bank you would suggest I go to.



Replies:
Posted By: SolveStudentDebt
Date Posted: 24/March/2008 at 12:19pm

Pick a bank. Just stay away from high interest lending. You might be better served building a relationship with a credit union. They tend to carry consumers much further than banks do.



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Posted By: administrator
Date Posted: 24/March/2008 at 2:15pm
If you havent already, I would think the best thing to do is to research for grants...   Try going to Chapters and see if there is a book on canadian grants for education and research. Or google as much as you can...

As for banks, CIBC, Scotia and Royal were the main ones that had many stories about how these banks treated borrowers (lost documentation, incompetent call centers etc...

There is a "get free money and grants" seminar out there, but as far as the one I went to, it was a high pressure sales seminar trying to sell you a 'dvd and booklet package' for $900! I saw 15 gullible people go for it cause of the pressure and that it had a money back guarantee! (but when you checked the guarantee it was 'if you got a grant, they'd refund the purchase price' so they werent expecting you to get a grant!


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