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Cibc collection acency ( CBCL)

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Dealing with Abusive Collection Agencies
Forum Description: Help can be found here for dealing with these problems!
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=4496
Printed Date: 26/March/2026 at 10:30pm
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Topic: Cibc collection acency ( CBCL)
Posted By: ajaxguy
Subject: Cibc collection acency ( CBCL)
Date Posted: 05/October/2007 at 10:41am
Ok I need some serious help here if possible. Me and my sister are co-apps on a default LOC, the sum is $26,000, now they have offered a settlement for $21,000 but i cant come up with either, Now if i get the account # and say i wanna make payments of like $300 per month, even if it lasts for 8 or 9 years do they have to accept that? Or should i just not pay becuase in 7 years it will be gone anyways.
  They keep on saying they will take me to court, that was since Jul/07 to now, i just laughed and said ok go ahead.  What would the best option for me to do be? I dont mind owning up and paying but i can only pay about $300 a month and at that rate will take forever anyways.
  And if i do make payments i cant really deal and say i want all negative trade lines off my file.
  Any help/suggestions would be appreciated , my sister is really stressed , because it was my fault i fell behind to make it default but want to try and do something, or is it even worth it?



Replies:
Posted By: markomeara
Date Posted: 07/October/2007 at 7:49pm
You might talk to John at CFW Group and become a client. He can help work out things and get these agents off your back...

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Mark Linden O'Meara
Founder of Canadastudentdebt.ca and author of The Feeling Soul - A Roadmap to Healing and Living



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