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I have been getting calls at work for an employee that is no longer with our company. Credit Recovery Agency has been calling since August 31, 2007 (4 times that day) and so far Tuesday(Twice) and Wednesday (Once). The employee that they have been calling for has not worked with our company for a couple years however they only asked for the person by first name and the receptionist past her on to me. That past employee and I who are still friends share the same first name. I am in the Human Resources Dept. and the controller and I have repeatedly confirmed that this person is no longer an employee with our Firm. They accused me of lying and is constantly calling back to speak to the controller. I got so frustrated yesterday after I had told that I will not confirm employment for anyone else because they have been disrupting our place of business with their constant calls, futhermore the person with the SIN # they provided is anactie in our system. He further went on to say that I was lying and I should give him the person's last known phone #. I said no, informed him that they should not call back the company and that matter is a private one between our former employee and them and they should find other means of contacting the peson.
Last night i spoke to my friend who informed me that her loan was from 1994 - 1995 school year. she said she was paying on it when she realized that it was gone to collections becuase scotia bank was previously with drawing the money from her account so when they stopped and sent her a letter she sent them post dated cheques to cover both the Canada and Provincial loans. She assumed she was finished when Scotia contacted her in 1999 and told her that they will be returning her cheques to her becuase she already finished paying. She later found out that all the money was being applied to the Ontario loan which is paid off. in 2000 and 2001 she sent then post dated cheques up november 2001. Cheques were all cashed. she contact the scotia student loan centre to send more cheques and they told her that her account was palced in collections and they had been sending the cheques to the collections. A smart customer service rep advised her to wait until the collections sent another letter becuase the accounts do move around. couple months later she received another letter but the balance was even more than the original amount. It's been almost 6 years since the last payment. Would this fall under the Statute. A mutual friend who worked as a collections agent for about a year says not to pay anything since november is going to be 6 years since the date of last activity. Can these collectors take my friend to court for not paying? Would the Statute of Limitations apply to my friends loan? She is scared that if she pays even a dollar the loan will stay active for another 6 years.
What can the collectors do if she does not pay since November is only 6 weeks away. Is this the reason why they are trying so hard to locate my friend? Does she have to acknowledge the loan for it to remain active for another period?
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