1) How would a ruling effect the interest on the loans?

 

2) I also owe another $40,000 in Ontario student loans, can the court also deal with that to some degree?

 

3) How would a ruling affect the my ability to claim banckrupcy.

 

I beleive I can prove financial hardship.   I am a single father of two girls and my monthly expenses usually exceed my income.  I am about 2 years away from this magical 10 year limit.  I also find it somewhat ironic that the law firm now decides to persue me.

 

Can someone please direct me towards recent decisions handed down in Ontario.

 

thanks,

Trevor.

 

 

 

If you need some help, let me know.

 

thanks for your input.

Yeh I'm sure I could some help.  However, I am just barely getting by right now.  I will be representing myself in court.  I cannot afford a lawyer.  The unfortunate part is that if I use legal aid they will put a lean on my house which will eventually cause me to loose the house when I go to re-mortgage.  I have ~$30,000 in equity but could not afford an increased payment.  I currerently make student loan payments of ~$150/month.

 

Any type of ruling that includes any sizable payment increase would also cause me to loose my house because I could not afford it.   I own a small house and my monthly expenses are no more then a three bedroom apt.

 

In other words I dammed if I do and I'm dammed if I don't.  I fully expect these student loans to eventually ruin my life.  I regret ever having gone to post-secondary education.  The constant stess is unforgiving.

I would happier sitting on my ass collecting welfare.  I work very hard right now, for what?

My student loans equate to another mortgage.  If I could have consolidated the four loans I have (2 fedaral and 2 provincial) it might have been possible.  I appied but never recieved loan forgiveness or any interest relief. Also never received any grants. 

Best of luck and if you do need help, you know where to find me. '

I need your help.  I don't know where to turn to get the utimate answers to my questions.  Lawyers will stop at nothing, especially when repesenting the government.  Its a win-win for them.

My eldest duaghter is in her last year of high-school and I will do what ever possible to avoid having her go through the same student loan nightmares to get a college/unversity education. How can I help her when I am in relative finacial dire myself.  I make ~ $40,000 a year.

I went to school to better my life and utimately the lives of my kids.  I feel it could potentially back-fire.  I am teaching them to be productive members of society, not a drain. 

 

I wish to avoid court if possible, but maybe its a neccassary evil.

 

Trevor.

 

 

 

Just received a leter my the lawyer for the plantiff (Attourney Genral of Canada).  Pre-trial conference is in a couple weeks.  Is it too late?

I could really use some direction.

 

Trevor.

 

Johnny

 

I am slightly encouraged by your comments, but i'm not getting anywhere.

 

I don't know what the CRA or CLAS are.

 

Trevor.

 

I should have got my education in France