It took me ten years to get an adult dialogue between myself and this "financial institution".
The problem was never the money (I never even spent most of my loan!) - it was always in my T.D. account.
The problem was that there was a representative of this institution that called himself 'Blair' and claimed to be working for Equifax via ScotiaBank (i could not verify that any of his claims were true other than his name).
This hero somehow obtained my mother's phone number and harassed her knowing full well that she was undergoing aggressive chemotherapy for breast cancer. Sounds fun. eh?
Anyway I stood up to this coward and he just got worse. I gave up and told him where the money was (TD) and where it was going: to pay for protection via organized crime for Blair from Equifax (ScotiaBank). He wasn't intimidated until his home address and phone number was published.
I would love to find out what happened to Blair. Maybe he had an accident at work. Hard to tell or prove!
Anyway, long story short I finally gave Scotia their money but after all this violence that they initiated i was not prepared to pay them more than 20% of the total. The same hilarious game ensued! Threats of violence, intimidation, lies, etc. Anyway Vince wasn't so tough as Blair so he caved at the thought of his phone numbers/home address being published. He tried to play "tough" by giving me 3 business days to accept the 20% offer. I sent him a certified cheque that arrived within the hour. He made his commission but hopefully soiled himself!
I just want everyone's opinion: where do they find these people?
Is there a work release program that trains these people?
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