Bankruptcy and Proposal Info and Issues - canadian bankruptcy from europe

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canadian bankruptcy from europe

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Bankruptcy and Proposal Info and Issues
Forum Description: Get your questions answered about bankruptcy and proposals
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=4256
Printed Date: 26/March/2026 at 10:30pm
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Topic: canadian bankruptcy from europe

Posted By: mr.sussex
Subject: canadian bankruptcy from europe
Date Posted: 05/May/2007 at 7:23am

hi. i am a canadian citizen but an official resident of austria since 2004 (however having lived here since 1998). i have had troubles managing student loan and other bank debts from abroad and having been paying interest (incl. CSL) payments from my visa card due to low income in europe. i have described my situation in (perhaps too much) detail on the forum here: http://www.canadastudentdebt.ca/forum_posts.asp?TID=4187

in short, i can no longer "make payments" as the visa card is at the limit and my (and my legal partner's) self-employed/artist income can not cover the payments no or in the forseeable near future. i have 2 urgent questions which i hope someone could help me with.

1. i am looking for a counsellor and would like to know if this has anything to do with residency (my last official residency in canada being in new brunswick)? or, as i am officially not a canadian resident anymore, can a counsellor be from another province? this is important for me to know as i do not have the possibility to come back to canada for possible bankruptcy process (long-distance bankruptcy). i understand from another legal advisor that this is possible. how this works with the post-bankruptcy credit counselling i am also curious...

2. as i am married to a european, i wonder to what extent the banks look to the income/possessions of my spouse?

any info or contacts, urgently appreciated!