Dealing with Abusive Collection Agencies

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15 year student loan

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Dealing with Abusive Collection Agencies
Forum Description: Help can be found here for dealing with these problems!
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=4233
Printed Date: 27/March/2026 at 2:17am
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Topic: 15 year student loan

Posted By: Hooger
Subject: 15 year student loan
Date Posted: 20/April/2007 at 11:41pm

First I would like to say love your forum, there is alot of info here which is great. Ok so here is my problem in 1993 94 went to college got an ontario student loan for 5000 and a canada student loan for 5000. I have not paid a cent on these loans. The govt starting taking my tax returns in 2003. I have good credit now 4 credit cards and a couple of small loans. I recently got a credit check from transunion and nothing was mentioned about student loans on them. I was wondering if my loan is stat barred. I ask this because just out of the blue about a month and a half ago i got a call from a collections agency saying that i owed 5000 in canada students loans. I asked her what date this was from and she could not tell me the date it was from and then i said well if it is older than 10 years good luck and i hung up on her. They have been calling my house about twice a week since and since the number comes up unknown name unknown number i let the answering machine get it and it's the same guy leaving a message on my machine to call him. I was wondering what I should do or should I just do nothing.

Thanks to all that reply

Replies:

Posted By: Hooger
Date Posted: 21/April/2007 at 3:06am

Also to add to this my loan was interest free for 18 months after that i was suppose to restart paying it which would put it into mid 1995 when the payments were suppose to begin.

Thanks

Posted By: administrator
Date Posted: 21/April/2007 at 3:06am

Why didnt you make payments? If you simply avoided paying your loans, please remember that this is not what this site is about. Please clarify why you didnt pay... hardship?

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Administrator
Mark OMeara
Author of Let Go and Heal: Recovery from Emotional Pain
https://LaughSingWrite.com - http://bit.ly/heal2024

Posted By: Hooger
Date Posted: 21/April/2007 at 3:32am

The reason I made no payments was because half way through my course my wife left me with 2 kids to provide for so i could no longer go to school as she was working when i was going to school so I had to get a job and pay for a sitter and only having a grade 10 education there were not that many high paying jobs that I could get with this sort of education I even had to get help from social assistance as i was barely making enough to keep a roof over our heads and food on the table

Posted By: administrator
Date Posted: 21/April/2007 at 9:43am

ok! glad to fill in the details. As administrator I have to watch for any posts that are trying to avoid loans, but obviously this is not your case.

Hope you find help here!

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Administrator
Mark OMeara
Author of Let Go and Heal: Recovery from Emotional Pain
https://LaughSingWrite.com - http://bit.ly/heal2024

Posted By: Hooger
Date Posted: 25/April/2007 at 11:23am

I guess no one knows the answer to this. Ok Thanks anyways

Posted By: administrator
Date Posted: 25/April/2007 at 12:51pm

Try giving John at CFW Group a call. He could answer your question...

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Administrator
Mark OMeara
Author of Let Go and Heal: Recovery from Emotional Pain
https://LaughSingWrite.com - http://bit.ly/heal2024

Posted By: SolveStudentDebt
Date Posted: 25/April/2007 at 1:18pm

Hooger,

The only way to determine if a CSL is barred is to go in and investigate it. You cannot assume it is barred simply because you are being contacted to repay it.

If you want help, let me know. If you want to do it yourself, you need to have the right tools and knowledge to navigate you through the bureaucratic maze that stands in your way.

Johnny

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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com