Dealing with Abusive Collection Agencies

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email?

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Dealing with Abusive Collection Agencies
Forum Description: Help can be found here for dealing with these problems!
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=4143
Printed Date: 27/March/2026 at 2:16am
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Topic: email?

Posted By: expert_stranger
Subject: email?
Date Posted: 07/March/2007 at 5:19am

Hello,

I have a collector who will call me at work after I've asked her a couple times not to do so. She leaves messages at my house, but if I don't call her right back she will call me at work. I told her I'm working on trying to come up with some money to pay, but I don't have anything to tell her yet.

She also says that she sent me a letter, but I didn't receive it. I had asked her to send another one, and she says she did...on the 21st of February. I haven't received this yet.

I've been sharp with her on the phone at work becasue I can't talk...no privacy. I will be paying this somehow, but I don't know how yet.

I think her calls are harassing....especially at work. She left me a message on Monday at my house, and called me at work today (wednesday) saying that I refuse to return her call. I hardly think that under three days is "refusal" to return a call.

Anyway, if she would email me she would have a constant dialogue with me. Has anyone been successful in getting any collectors to use email?

If she would use email there would be none of this lost mail nonsense, and everything would be documented for both of us. Totally a win win situation.

Thanks.

Replies:

Posted By: SolveStudentDebt
Date Posted: 07/March/2007 at 10:39am

If you tell a collector that you are trying to raise moeny, they will call you more than ever before. This is how they motivste and manipulate you. It isa very effective approach that collection agencies train their employees to perform.

Do you want some help with this so you do not have to be so bothered by them?

Johnny

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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com

Posted By: aim-hye
Date Posted: 09/March/2007 at 12:37pm

Have you tried calling the government's complaint line for credit collection agencys. I don't know how much help that will provide you.

I filed a formal complaint, after being threatened with arrest and jail, which is untrue and heavy handed. But it appears the complaint only made the PCA mad, and they sent my file back to the government saying I was uncooperative. So I don't know if you will gain anything by making a complaint, but you do have rights.

Posted By: SolveStudentDebt
Date Posted: 10/March/2007 at 3:50am

That is what happens in a lot of cases. The agencies are given ewither a slapon the wrist for breaking rules (and laws), or are given a pat on the back for a good job done.

They all depend on one another regardless if the authority and policing issues.

Johnny

-------------
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com