'm really happy - no, "thrilled", is more the word - that I have found
this forum on the web!
I am a real estate agent but I do only about 1-2 deals a year, self-
employed. I have maxed out my credit cards and supposedly have a
student loan around $29k from 1996-7. I never made any attempts
to pay until this past November 2005, when they forced me to put
$6000 on my credit card even though I had made only $7000 that
year!
I feel really stupid because I didn't know my rights. I have a car that
I own, but no other assets, no property, house etc. I live in family
housing in Vancouver (which is still expensive) I have 3 kids and 2
ex-husbands who don't pay any support. But I have a boyfriend who
I live with who helps pay rent etc but he pays a huge portion of his
pay to his ex-wife for support. I receive calls from CBCL every single
day and I have stopped returning their calls since about February
2006.
I told them I was waiting on a deal, and if I got it, I'd pay
them off. It hasn't happened yet. (A client of mine wanted to buy an
apartment building & hasn't found one yet). CBCL suggests
ridiculous things like how about I get a loan to pay them, or tell me
that $150 or $300 a month won't even cover the interest accruing on
the loan. There's about $11k in interest apparently.
Do you know how I can specifically get these guys off my back until I
have a means to pay them without accruing more interest? The $6k
I paid will be for nothing I imagine.
Now they've started a new method, every morning they found about
3 times in a row; my caller ID says "unknown name, unknown
number" so I don't answer. A new case worker has left me a
message, politely, but I don't want to call them back until I know
what I should tell them.
Thanks to anybody who can help on this one.
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