Dealing with Abusive Collection Agencies - Post Dated Payments/ Automatic Debit

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Post Dated Payments/ Automatic Debit

Printed From: CanadaStudentDebt.ca
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Forum Name: Dealing with Abusive Collection Agencies
Forum Description: Help can be found here for dealing with these problems!
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=2990
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Topic: Post Dated Payments/ Automatic Debit

Posted By: Banco
Subject: Post Dated Payments/ Automatic Debit
Date Posted: 13/September/2005 at 7:57am

CBCL is demanding --screechingly, uncompromisingly-- that I send them 8 post-dated cheques. I don't want to. I paid by money order for a year, then by telephone banking for a few months. A few months ago they agreed this was fine. Now they (a new agent) claims it is unacceptable.

If I don't send cheques, but just keep serenely paying by m.o., can they sue me for not showing 'intent to pay'?

Replies:

Posted By: kwelmm
Date Posted: 13/September/2005 at 8:47am

Banco,

I was in a similar position with NCO. I had been paying with money order strictly to protect my banking information. I am now sending them post dated cheques .....they dont hassel me for the time being....(**raises hands...Thank God!!**). I figure sending them the post dated cheques is a fair exchange for them not badgering me...plus me having to go to the post office monthly and remember to do the money order is a task off my "to do" list!

Sue you?? The CA would have to make a strong case...to the creditor or whoever holds your loan now...and since you are paying monthly....hmmm...I can't imagine them suggesting you for a referral for justice (that would be a brain dead mistake!!)