Depression
Printed From: CanadaStudentDebt.ca
Category: Other Topics
Forum Name: Stress & Mental Health Dealing with Student Loans
Forum Description: A place to help dealing with the stress of this crap!
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=2969
Printed Date: 26/March/2026 at 10:42pm
Software Version: Web Wiz Forums 12.07 - https://www.webwizforums.com
Topic: Depression
Posted By: Aurelius
Subject: Depression
Date Posted: 03/September/2005 at 4:48pm
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It's the long-term, debilitating depression that's the worst. I've had ups and downs most of my life but the worst have been since my higher education. I wasn't able to complete my degree because I could no longer afford to continue even though I was working two part-time jobs. Once the collection calls began is when things became very, very bad. I lost a job because the collection company kept calling me at work. It wasn't much of a job but it at least paid my rent.
A large part of my depression was caused by the public humiliation. Everyone at work now knew that I was in financial trouble. All my friends and family were aware of it too. I had to return home to stay with my parents because I couldn't afford to pay rent and pay on my debts. On the day of my mother's funeral, the debt collector called and harassed me for money twice. The next day he called and spoke to my father, my 81 year old father, and revealed all my financial woes to him. As if he did not have enough worries at the time. I'm now 44 years old. I'm a single female. The future doesn't look too good for me. My debt is more than it's ever been. I also wish I had never pursued a higher education. It's not worth it. I would certainly never, ever recommend anyone taking out a student loan. I'm worried about my future. At this rate I'll never have my own home. I don't know what kind of retirement I will have, if I will have any at all. The good news is that I'm not depressed anymore. I gave that up about a year ago when I no longer let fear grip me. I'm able to sleep at night again, and the suicidal thoughts that plagued my mind every day are gone. I had to change or I was going to die. Take care everyone. This is a good site. I'm glad you all are here. |
Replies:
Posted By: SolveStudentDebt
Date Posted: 04/September/2005 at 2:00am
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Courage is mastery of fear, resistence to fear - but not absence of fear. Your words are empowering: "The good news is that I'm not depressed anymore. I gave that up about a year ago when I no longer let fear grip me. I'm able to sleep at night again, and the suicidal thoughts that plagued my mind every day are gone. I had to change or I was going to die." You have just revealed to everyone that stress and fear are "optional", and you do not have to allow debt crisis to run your life. These psychotoxic effects of debt crisis can be harnessed - and controlled. Take courage. Fiancial problems (especially student debt issues) can be worked out no matter how bad they may seem. Johnny http://www.cfwgroup.ca - www.cfwgroup.ca http://www.cfwgroup.ca/forum - www.cfwgroup.ca/forum
------------- Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com |
You are living proof of this, and although your future outlook may still seem bleak to you, your GREAT effort, faith, and positive approach to dealing with it all will bring you the success you seek in your future endeavors - financially, socially, and spiritually.
Posted By: kwelmm
Date Posted: 06/September/2005 at 4:01am
 Amen and Amen!!! Johnny !! Good for you, Aurelius!! You are a story of hope for so many!! |