I followed the rules. Even though my parents have had to help me a lot. Of course you all know what that's like.

I did owe 35000. I'm glad they reduced some of that. I'm down to 25000 now.  I was always classified as a student with a permanent disability...Canada Student Loans always ended up rejecting my 'package' of info due to it's imcomplete parts. (This process took years...)I didn't leave any info OUT nor did I lie about anything...plus my physicians have written many letters on my behalf....but they still ended up rejecting me for Official Loan Forgiveness...again and again, due to INCOMPLETE INFORMATION. (insert swear word here.)Thankfully...(?) I qualified for a bit of debt reduction. When I found an okay paying job in an horrible field of work-they demanded payment immediately, saying that I had used up all of my interest relief periods (there were many, I'll admit that) and that I could no longer be classified as a Student With a Permanent Disability because I was working full time. My boat had sailed, so to speak, and I wouldn't be considered for any kind of forgiveness that related to student disabilities. Anything my physicians had written on my behalf seemed to be null and void, the file closed. All because I had a job. (If I had stayed on welfare, maybe they might have considered me eventually...)

I make okay money...a good wage, but my medical expenses are incredibly high. The loan payments I've made for the last 12 months  are the lowest they can go. Soon I will be having more surgery and will not be able to work for at least a year...my unemployment will only cover my rent and bills...no food, nothing else. Wha?? Saskatchewan (Please let the editor of the page know that SASKATCHEWAN is spelled wrong on the main page of who to contact in which province...) is a super province...I love it here and the good things in place for young people but...the provincial loans I have aren't the issue.(I'm almost done paying that off...)

What do I do? No one at the Canada Student Loan Center will look at me since I'm working and am in official repayment (negotiated with the Royal Bank.) argh! The folks at the Royal just want me to keep being a loyal customer and will never assist me...the people who route my complaint calls ensure that I will never speak with anyone who has any space on their voice mail.

Advice? Anyone? From Saskatchewan? How does one contact a person who KNOWS/CARES that students are trying...but that sometimes repayment is impossible...?Shall I just get my parents to hire a lawyer?? Or should I just quit whining and be glad that a tidal wave hasn't hit my home? (sheesh...i know everyone else out there is going thru this too...but...since I've been battling this since 1997, my hopes for help are kind of shot.)

Should I just proceed and send a letter to my premier? Or should I send a letter (not that he'll care) to the minister of education? Or the minister of health/welfare?? Or all three?

If anyone has any advice..please send it my way. I've read many of your posts...and I no longer feel quite so 'hard done by'. I honestly thought I was one of the few who had been hit hard by the unfair proceedings of our student loan programs...

Thanks-

blue

welcome to the site.  sorry it has to be under such circumstances.

it seems when it comes to disabilities, the government likes to throw tons of paperwork and red tape in our direction, lose our forms and figure we will get frustrated and give up.

i find it reprehensible that you were denied the permanent disability benefit when you had clearly had a preexisting disability when you first received funding.  keep writing letters, i hope you have documentation of all your past attempts to get your loan forgiveness etc ?  do not let this drop.  someone should be held accountable and you are still entitled to receive what was wrongfully denied to you by their incompetence.

me, i'm on the opposite end.  my disability has recently been diagnosed after three years of failing health and i'm fighting to get disability and loan forgiveness.  the only thing i have going in my favour in this uphill battle is that i am one of the most stubborn people you will ever meet.  i will not simply give up and go away, i will not take their no as a final answer, i will not rest until i am satisfied with the end result.  then i can try and help others who get the run around and the short end of the stick.

check under the disability claims help forum - you are not alone in the run around you recieved.  the trick is to keep at it and not give up.  nothing worthwhile is ever easy, and nothing involving government is ever simple either.