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CTC, lien on Refund and EI

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Topic: CTC, lien on Refund and EI
Posted By: miss3
Subject: CTC, lien on Refund and EI
Date Posted: 21/October/2004 at 3:11pm

When I found out that there was a lien on our taxes and that we weren't going to get our rightful refund or GST, I decided (actually my husband and I decided) not to file our taxes.  Because of this I haven't had a child tax credit, in fact in August they sent me a check based on what they presumed I should get and said that I would be re-adjusted once they received my taxes - but I didn't file them, so this morning I got a bill for the check that they gave me in August.  I am not paying it back - I don't care - it is rightfully ours.  I haven't had any income since March and with the state of my social insurance number I will not pursue an income at this time.  In the meanwhile, my husband was working (he started in May and was netting about $1200/month to support the family) according to the people we dealt with to try to have our lien removed, we hadn't proven undue hardship.  (They even accused him of lying and stated that according to their records I wasn't even living with him.  "But," my husband said, "How could that be, if you are able to contact her through both mail and telephone at the same place as I," but they insisted that I had a different address.  (Go figure, they were using an old address for the purpose of accusing my husband of lying, an address where BTW we both lived together, but they used mine and my husband's correct address and phone number to harrass me.) 

Now my husband is getting laid off once again.  He finishes his last shift on Saturday.  My urgent question is: "Because we haven't filed our taxes, is this going to be a problem with filing for his employment insurance?"  I am also under the understanding that they can't take his EI check, is this accurate?  Accurate or not, I am still not receiving any CTC although this is also apparently protected from collection! 

I have become so leery and weary that I am the one who keeps insisting that I will renounce my citizenship, but if you think about it I already have had my citizenship taken from me.  To clarify, once again, by renouncing my citizenship I am referring to the idea that I would willingly give up my rights (the few I have left) in order to be left alone / my identity wiped out, so to speak, and replaced with a status similar to that of a tree.  Or does a tree have more rights than I should expect?  I'm sorry for raving - I am genuinely at my wits end. 




Replies:
Posted By: momof2
Date Posted: 21/October/2004 at 5:03pm

miss3

sounds like things are pretty lousy on your end of the computer.  sorry to hear your hubby is getting laid off - i dont know what i would do if mine lost his job.  here's hoping he finds a better job soon.

they cannot touch his EI.  they cannot touch your CTC.  sounds like you are getting screwed big time.  i would go ahead and file your taxes - you'll forfeit your refund and GST ( which you are essentially doing now by not filing) but you will get your CTC - which you are entitled to and which you may need.

as long as he gets his ROE i dont think it will be a problem for him to file for EI, providing he has enough hours to qualify.

as for the lein - though money is tight for you guys i would suggest you email johnny and see what he would charge you to get involved - he may be able to get the lein removed.  it wouldn't hurt to try.

hang in there and let us know if we can help

ive been going through some nasty stuff on my end and it helps knowing there are sympathetic ears here to listen. 



-------------
professionals built the titanic but amateurs built the ark...


Posted By: hunter
Date Posted: 22/October/2004 at 7:36am
miss3

I would go ahead and file your taxes.
I work for a tax office during the tax season and they really frown against people who have liens on their refund, so they don't file.

What will end up happening is that in time, you will get a demand letter to file your taxes. This is not a nice letter. And it leaves a blackmark on your file at the local tax office.

I too have a lien on my taxes and refunds, the monies go to my student loan and that is fine with me, I want the money to go towards the loan, it will get paid off sooner.

And why deny yourself CTC benefits, they are yours and given your situation, I think you need the money now.

Good luck to you.




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