All of it is against policy - and the law really. U.S. Marshalls do not provide document service unless it is a criminal issue. Payroll does not garnish your wage - the plaintiff does with an execution order supported by the bench. Bank account seizure is stretching it as far as "tactical" phrasing is concerned.

 Your employer's lawyer will have to issue a letter of direction third party consent to the agency in order to act on your behalf. Just be careful because if there is an avenue of execution, they will use it - depending on the size of the debt - and your employment (financial) situation. Legal action is the only leverage they have and if they can use it - they will. 

 Johnny

I would start by filing a complaint with HRDC and the ministry of Consumer Affairs and cc the Minister of Education (Gerard Kennedy?)  Someone else posted the name of Mr. Vijay Singh in Consumer Affairs - apparently he's the man to talk to.  What they are doing to you is nothing short of criminal!

It's the bright side, actually.        &nb sp;         &nb sp;         &nb sp;         &nb sp;         &nb sp; "Life's a piece of sh*t, when you look at it,         &nb sp;         &nb sp;         &nb sp;      but always try to laugh and dance and sing..."

I stand corrected. It is a great pleas

 If you would like some help, you can call me and then we will put a number together and solve it.

 As for cost ... it isn't expensive.

Johnny or Discussion Group, 

Above in a reply to Phosphocat, Johnny referred to an "avenue of execution" for legal action.  Does anyone have a specific definition for "avenue of execution"?  I would like to know what the criteria are for A) debtors living in Canada, and B) debtors living outside of Canada.

It seems to me an "avenue of execution" in Canada would be some combination of the following information:  debtor'sname, address, social insurance number, bank account information, credit report, employer's information.  Is this correct?

What constitutes an "avenue" for debtors living outside of Canada?

 "Avenues of execution" are:

 1. execution order to garnishee (wage attachment)

 2. execution order to seize a bank account (once located)

 3. execution order to seize or lien an asset

 4. execution order to repossess

 Now, for student loans, the only avenues really excercised are wage assignments and  bank account seizures, and registered liens.

 If a person owes a Crown debt and resides in the USA, the risk of litigation is the same - if not more stringent.

 Your quote:

  It seems to me an "avenue of execution" in Canada would be some combination of the following information:  debtor'sname, address, social insurance number, bank account information, credit report, employer's information.  Is this correct?"

 Many of these things are necessary to determine a viable avenue of execution. The act defined as "avenue of execution" means to simply "enforce". To determine an avenue of execution, there must be adequate means to support the execution order ie: sufficient earnings, equity, a located bank account # and branch, and a service address.

 Johnny  

If a person owes a Crown debt and resides in the USA, the risk of litigation is the same - if not more stringent.

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Or more lax if they don’t follow the law which is what occurred in my case.  The paralegals and attorney I talked with at Collections litigation were not even aware they were supposed to follow any laws.  The attorney they retained in the US knew nothing about laws for student loans.  Within a 3 day period they tried to get me to sign a stipulation where if my payment was 3 days late the total amount came due.  I refused so they offered me a forbearance agreement instead. This was in writing. I called collections litigation and they said they should never have sent me the stipulation and what they meant was forbearance.  A forbearance is an interest and payment free period in the U.S.  I have some very bizarre stuff that is very well documented.  But in no instance was there ever anything that looked like a law being followed.  It was all seat of the pants law.