Hi all.

I am close to leaving and have a month before i leave. But i am just wondering am I better off going bankrupt or just leaving? I have family back home in asia and they are sick of me being in this mess and want me back. I cannot go bankrupt on my osap but can go bank rupt on my other credit card bills and line of credit. I am still in good standing but once i am gone thats it the collection agency will be after me. However, to go bankrupt i would have to stay here for 6 month or so to get through this process with atrustee and I got no time!

I won;t come back to canada (maybe for visit at most) But unless i find a job that pays a killing i don't think i will be able to manage paying from back home. Anyways any thoughts on what should be the best path for me to take?

Another quick question...if you were leaving for good from canada what would you bring with you? as i dont want to go there and then swear to myself for not getting a certain thing from there.

Thanks for the help guys!!!

Isn;t there anyone who can guide me and tell me the pro and cons of both scenarios???

I know how it feels to have family far away, I miss mine too and they are only a few hours away from me, I don't get to see them often though because I cannot afford the gas to drive there to see them.  With your situation don't do what people tell you to do, do what you think is best for you.  If family is the key to your happiness, then go home to them but remember your debt will not go away on its own.  If you think you'd have a better piece of mind paying off your loans  first then stay here and maybe have your family move here with you if possible.  The good thing is your family will always be there for you and support any decision you make, and they will love you no matter what you chose to do. You have to do what's right for you.

As for what to bring with you if you go, a Canadian flag of course

Best of luck.

Miss M. May I ask what on earth you would want to bring a Canadian flag for?

One of the many misconceptions Canadians have about their country is that they are universally loved. It's bullsh*t. Where people are able to distinguish us from Americans (and that's rare) we're thought of as Yank Lite. American wannabes. Just the same but more ineffectual.

Apart from that Canadians are distinguished by their arrogant assumption that they are better than everybody else to the extent that they swan around 3rd World countries in backpacking gear that costs the equivalent of a family's annual income, bragging about how great it is "back home, eh" and ensuring that everyone worships their maple leaf.

Just as we always delude ourselves when we live in the country that it's the best place in the world (believe me, it's not even close), we assume everyone else thinks so too. Actually, we're so self congratulatory that we make people ill.

I'll never set foot in that hell on earth again.

Yeah another funny thing, i went to withdraw whatever money i had and i was exploded with all the questions as if i was funding some demonic scheme or something. Man i can't even get my own money without people poking thier noses! So much for freedom.

by the way keep up the posts guys i am making all the little notes of stuff that you guys are telling me to take which were not in my mind. Sure i''ll take a flag with me to remind me of the good times i had and the accomplishments i acheived.