There are a lot of people randomly calling my office daily asking whether or not their loans are statute barred. The answer is: I don't know. I don't know because I don't know the history of your activity in regards to the student loan you are questioning about. It also requires a lot of analysis of legislative materials, communication with justice departments, and whatnot. If any of you require my time and expertise to help you figure this stuff out you do have to pay for this.