It is over, I think...

Hello, I posted here awhile ago about my student loan issues. I could possibly have gone the stats barred route or the bankruptcy route, my loans totalled almost $70,000, one of the collection agencies was threatening court against me and after a budget analysis realized there was no way out for me.
I chose bankruptcy because of the lack of transparency when it comes to stats barred and finding out for sure if I fall under that or not. I still some what wonder how that would have turned out, maybe I should have shelled out the few hundred or whatever to find out. I think things like that should be laid out for all to understand and have access to.
Anyhow, so far the bankruptcy has worked. My end of study period I verified prior to bankruptcy so I know it was 7+ years. I went back to school in 2005 and am still a part time student who has been paying course by course myself so no restart on the OSAP clock. I know that is a common question here so I'm posting after my discharge, and after my income tax return has finally been desposited in my bank account for the first time in forever.
Now I hope that the horror stories of years later being contacted by collections again or a tax return not showing up do not happen to me.
Bankruptcy is not fun, I do sorta wish I had contacted the CFW Group instead. When I first went to the trustees office they made it sound great, I was in hard times and needed a fresh start, there was nothing to feel bad about. Okay, then, after you sign they treat you like garbage. My tax return was prepared by them last year and wrong, so I called and they didn't believe me at first and were real snotty. Then they see the mistake and re-do it, send me a new copy, and guess what? ANOTHER simple mistake. I do my own taxes every year so good thing I can catch these things. THey were snotty again and finally did it right. When I had any question at all they repeated something about how my excess income and payments are calculated and they'll charge me an extra fee to do it different months 9+ even though I never mentioned that. They were so bloody defensive everytime I asked a question. Excuse me but I like knowing and understanding.
GAH. Horrible experience, so glad it is over. My credit is being repaired already, Capital One gave me a $1000 limit no deposit credit card a week after I was discharged.  I was expecting to pay towards a secure card but hey, whatever, this is better. I have RRSPs from before (only payments made 1  yr prior to bankruptcy are held against you) so my bank says transfer them to there then I have net worth already (which they can verify? Or they just want all my accounts) and can get an RRSP loan end of this year already. Thankfully this rebuilding credit part is easy going after putting up with the bankruptcy people (they did more than what I ranted about already, including lying about how much I was to pay overall by about $1400, grrr).

Okay, so summary is, yes end of study really means for when you got OSAP and not when you go back paying out of pocket. bankruptcy sucks, they will treat you like sh*t after getting you sucked in. :(  Call the Johnny guy who talks on these boards instead first.