This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities have been forced to cancel programs and layoff hundreds if not thousands of full-time and contract instructors.

Again, the Liberal government has messed up the education environment.


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Forum LockedCredit Inquiries after 6 years

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elche View Drop Down
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Joined: 04/March/2013
Location: Toronto
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Post Options Post Options   Thanks (0) Thanks(0)   Quote elche Quote  Post ReplyReply Direct Link To This Post Topic: Credit Inquiries after 6 years
    Posted: 07/March/2013 at 11:34pm
Hi there,

I am just wondering I have debts from 1996 maybe a couple after but nothing after 2000.
Can collection agencies continue to pull credit reports? Indefinitely?

On my file they show the last 5 1997,2010,2012. ANd i have not had credit since the year 1996.

Only the 2012 one shows on the hard file since they can see two years worth on inquires, but i am wondering how are these agencies allowed to pull reports after almost 20 years?

Can i have them removed?
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