This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities have been forced to cancel programs and layoff hundreds if not thousands of full-time and contract instructors.

Again, the Liberal government has messed up the education environment.


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Forum LockedSuing NSLSC

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Trotsky View Drop Down
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    Posted: 09/July/2013 at 2:48pm
Hi,

There was a mistake made on my student loans. I have a letter from NSLSC ECR/ECA department acknowledging that they made a mistake and my loan should never have been defaulted. However, when they sent a request to CSLP to recall the loan and retroactively apply IR/RAP it was denied.

What are my options?

Have you ever heard of a case where NSLSC was successfully sued?



Thanks!
Lenin
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Garwulf View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Garwulf Quote  Post ReplyReply Direct Link To This Post Posted: 22/August/2013 at 6:34am
Well, I am in the process of suing CRA over a student loan issue, and I will post my own success or failure here so that people know what happened, and more to the point, THAT it happened.

That said, this is a question you need to talk to your lawyer about.  For this, you really need somebody with a law degree to verify that what has happened is legally actionable (for example, if they haven't actually taken any money from you, you may only be able to sue for a declaration from the court that the loan should not have been defaulted).

And, something occurred to me today while dealing with another legal matter.  If the student loan system was in any other system or industry - an insurance company, a phone company, a bank - it would have been buried by lawsuits years ago for the way it acts.  There is this perception that the system cannot be fought or taken to court for its actions...but this is an illusion.  A federal law called the Crown Liability and Proceedings Act specifically states that if an agent of the Crown commits a tort (basically, a wrong that causes damages), they are legally liable for it.  Any organization operating on behalf of the government - such as Canada Revenue, or the Student Loan Centre - is an agent of the Crown.

So yes, they can be fought.  If you've paid off your student loan and they suddenly put a new balance on it, YOU can take THEM to court.  You are not powerless.
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