This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities have been forced to cancel programs and layoff hundreds if not thousands of full-time and contract instructors.

Again, the Liberal government has messed up the education environment.


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    Posted: 08/June/2012 at 10:21am

If you are a student loan borrower indebted to the Nova Scotia government, and feel that you are being bullied by one or any number of collectors from the internal collection department with Service Nova Scotia and Municipal Relations, this information serves as an instrument of awareness and consumer protection.

 
If you are being told by a collector with the Nova Scotia government that they will "garnish" any EI or social assistance benefits that you may be receiving, this is completely untrue. Or, if they are speaking down to you so as to belittle you, degrade you, or speak to you in such a way that it causes you to fear them, this is abuse and completely unethical.  
 
The govenrment of Nova Scotia sets and enforces rules that it's employees (the civil service) are required to conduct their work, and if it involves communicating with people they are to abide by the ethical standards that the Nova Scotia government institutes.
 
If you feel that you are being intimidated by any member of service Nova Scotia, whether you are a student loan borrower or even a small business owner trying to seed and incubate a business and feel that the Nova Scotia government may be attempting to interfering with it's growth and development, it is important to speak up.   
 
  

 

 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

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