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michellek
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Joined: 27/December/2004
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Topic: My privacy is being violated! Posted: 18/January/2005 at 12:05pm |
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I feel very upset that the collection agency called and told my father I owe them money! I know they can't do that, so I called them back and told them I'll complaint them. But they refused and said they didn't say anything to my dad. My rights is being violated! HELP!!!
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hunter
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Joined: 04/September/2003
Location: Canada
Points: 640
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Posted: 18/January/2005 at 12:51pm |
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Welcome to the world of collection agency liars.
Been there and done that.
Yes, they lie, and when questioned about it, lie even more.
Personally, not much can be done about it.
I had collectors call my friends, family, neighbors, and payroll dept.
When I questioned them, they said they didn't. And I was in the office next to the accountant and I heard it all.
I even called the consumer protection agency with the Justice Dept. and put in a complaint.
They came back and said that the believe the collection agency did nothing wrong.
SO if you are feeling that it is you against the world.
It is.
I am sorry to say.
I did put in a complaint to the RBC who held the loan, and I did get an apology from them.
I would call up the bank who holds the loan, each bank has an Ombudsman Dept. Write them a written complaint to them.
Good luck
Sorry for not being so uplifting, but I have been going thru the same sh*t for years,and it does not get much better.
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kwelmm
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Joined: 06/November/2004
Location: Canada
Points: 702
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Posted: 18/January/2005 at 12:51pm |
Michellek,
On the home page there is a tab at the top of the page named Student Loan Information---go there---then go to Filing Complaints.
There is a wealth of information there to help you file a compaint!
Let us know how you do!
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SolveStudentDebt
Moderator Group
Joined: 05/November/2003
Location: Canada
Points: 5996
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Posted: 18/January/2005 at 1:30pm |
Michelle,
I can help you also if you would like. Just ring us up if you need any assistance.
Johnny
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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. solvestudentdebt.com
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hunter
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Joined: 04/September/2003
Location: Canada
Points: 640
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Posted: 19/January/2005 at 6:21am |
michellek
I was also going to suggest that you talk to Johnny.
He will take care of all the collectors.
He did for me, and he can for you.
It has been many moons since anyone has called, harassed, or threatened me.
AH!!
Thanks to my guard dog!!!
Ole Johnny
(no relation to Ole Yeller)
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michellek
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Joined: 27/December/2004
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Posted: 25/January/2005 at 4:39pm |
I will call and complaint them for sure tomorrow! They called my mother today, and they did the same thing again.... they even faxed the amount that I owe and asked my mother to pay them..... and I can show them the fax as a proof! My parents can't speak any English, they found someone that speak our language and talked to them!
I don't want to pay the collection agency now even if I have the money.... coz I really don't think I should pay someone that harrassed my family.... I would like to pay HRDC or the government instead, can I do that?
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whereto?
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Joined: 13/June/2004
Points: 292
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Posted: 25/January/2005 at 7:28pm |
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WOAH....go to court go to court go to court....thats totally illegal...
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masy
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Joined: 13/June/2004
Points: 64
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Posted: 26/January/2005 at 6:47am |
If your loan is with HRDC, file a complaint with them about your rights being violated. Make sure you have documented proof and perhaps the names of the agents.
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michellek
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Joined: 27/December/2004
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Posted: 26/January/2005 at 12:27pm |
I called the ministry and file a complaint. I also got a call from the supervisor of the collection agency, he promised that it would not happen again.
Well, I hope that would settle this issue for now......
I finally had in touch with HRDC, they said my account is in collection, I can only talk to the collection agency.....
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kwelmm
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Posted: 26/January/2005 at 12:32pm |
That's great Michellek! Good for you for taking control!!! 
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whereto?
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Joined: 13/June/2004
Points: 292
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Posted: 26/January/2005 at 12:59pm |
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Congratulations.....I just want to see one of these cases where there
is recorded proof of a serious violation go to court (not that Id
actually wish the legal process on anyone really) just to see
what would happen when it gets on record...admonishments and apologies
are nice but....
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