Urgent Help Needed

Sorry to be a pest.  I posted this a couple of days ago under a different topic, but now I am getting a bit desperate and was hoping for a wee bit of advice. Thanks.

"I have been following this site with interest as alot of my questions regarding the torture inflicted by collection agencies have been answered.  I am, however, currently in a new vat of oil. 

Somehow TCR has found out where I work.  I have to keep my phone on forward and have the receptionist on the wary for phonecalls asking for my manager, which she redirects. Bless her. This is not only mortifying but, I fear, also illegal.  They are threatening to garnish my wages and somehow were able to secure other financial information from my credit history.  Does that not require written permission, particularly as the loans quoted are joint with my spouse? 

I believe my loans(taken out in '93) are stats barred, as the "brilliant" agent who has been hounding me disclosed that I have not made a voluntary payment since '96.  They have been taking my GST and tax returns though.

My Questions: What should I do now?  How can I make them stop calling my office?  I don't want to make the wrong move and give them an edge.  Can they do anything to assets jointly owned with a spouse?

Thanks.

p.s. I graduated in 1993 and had been a stay-at-home mom of meagre means until I went back to work last year."

 

TotalCRvictim

This has happened to me.
I told the a$$holes many times, not to call me at work.
They knew that it upset me, and that is what they wanted to do. At the time I was not able to pay them one cent.
The harassment continued for weeks.
They lied to my accounting department, and said they were from the utility company (this was when there was no privacy act in force).
My accountant told them my earnings and what bank account my payroll went into.
Next day I changed banks.
But the phone calls went on and on.
I finally filed for bankruptcy so that they would leave me alone for 9 months.

Only thru the good work of my lord and savior Johnny of CFW Group, that all the harassment and bullsh*t stopped.
To think I was going to quit my job again (this due to all the collectors calling me and threatening me and talking to all my co-workers).

The only thing and best thing is to talk to JOHNNY

You won't ever regret it

Thanks for your advice.

I am following it right now.....JOHNNY ...HELP!!!!!

That miserable woman, Julia Small, from TCR, called my office again today but I was covering for the receptionist and recognized her voice/intentions when she asked to be put through to our payroll department or whoever takes care of wage garnishments.  Luckily, the girl who takes care of our payroll dept. was away today so, I asked for the TCR rep's name and message, which she reluctantly gave me. 

Johnny I need this job and what's left of my reputation!!! (embarrassing to have to go around whispering to co-workers who cover the phones not to give out any info about me and pretend I'm not here) I feel like a criminal!!!

My husband and I (+3kids)are struggling to pay all our bills as it is. If I had money I would have paid.  Just like everyone else here.

Johnny, please contact me.

Thanks for the reply Johnny.

I have between 5 and 10 hangup messages on my voicemail per day and I have to be constantly on pins and needles as this woman has been calling others at my work and prying into my work schedule, etc.

Before I have a nervous breakdown , Johnny please tell me how to contact you to become a client!