This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities have been forced to cancel programs and layoff hundreds if not thousands of full-time and contract instructors.

Again, the Liberal government has messed up the education environment.


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Forum LockedCease and Desist letter

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aaska01 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote aaska01 Quote  Post ReplyReply Direct Link To This Post Topic: Cease and Desist letter
    Posted: 13/March/2013 at 1:15pm
 My federal and provincial defaulted loans are with CBV collections in Toronto.  I am two month behind on my payments to them, and at the end of this month it will be three.  Do to my partners jobs loss and my decrease in hours at my own job i have been unable to make my payments.  I have been in contact with my collection agent every month i have been late and have explained my situation to him. He has been decent and has not harassed me up to this date. The last two days i have received calls from an auto dialer from CBV in Toronto but have not spoken to an actual person.  My financial situation is grim at best and that coupled with a terminal illness in my immediate family has my stress level at its maximum. I am just curious if anyone has served their own cease and desist letter to a collection agency. I have found an online site where you can draw up your own order for minimal cost, but don't know if it is legit. I didn't want to name the site as i am not sure it is okay to do so in this forum. I would appreciate any feed back anyone has..
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 18/March/2013 at 8:58am
An order is something from the court.
Notice to cease and desist is something VERY effective without having to spend a huge amount of money in legal costs. As a mediator and interventionist I issue these for clients who actually do require them.
 
You just have to be careful in how you word this type of instrument, and why you are using one.
 
Johnny
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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