Print Page | Close Window

Is it worth bothering with

Printed From: CanadaStudentDebt.ca
Category: Government Program Problems
Forum Name: Applying for Student Loan Disabilty Relief
Forum Description: help others going through this crazy process!
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=6099
Printed Date: 29/March/2024 at 12:34am
Software Version: Web Wiz Forums 12.07 - https://www.webwizforums.com


Topic: Is it worth bothering with
Posted By: Liberty1
Subject: Is it worth bothering with
Date Posted: 06/May/2011 at 7:38am
My brother got a call today from Nordon asking for me to contact them.  They didn't say they were Nordon just that it was concerning a government matter, but I searched the number online and found who they were.

My last year in school was 2000.  In 2005 I was given both CPP and ODSP permanent disability status. 

My questions:  Is it worth it to even bother trying to get permanent disability benefit from the government and have my loans cleared, or will that just be an endless headache?  I mean since they can't take any money from my disability cheques the collection agency can't really do a thing to me other than harass me.

I just ignore any collection agency calls (actually due to my disability I don't answer the phone ever and only have it in case of emergency), is there any sense in trying to talk to Nordon and tell them I am permanently disabled and so not going to ever be able to pay them?  Or should I just continue with ignoring them totally?



Replies:
Posted By: Liberty1
Date Posted: 31/January/2012 at 10:40am
another question....since my above questions weren't answered I am guessing that they can't really be answered

but what about this, I have heard the term statute barred....I am not sure what that means, but I know my last loan was in 2000 and I am wondering if my loans might be statute barred and what I can do to find out


Posted By: administrator
Date Posted: 31/January/2012 at 2:00pm
Sorry no reply was given....  so I'll try to answer some of your questions.... 

Disability relief can be difficult to get.... check for info on the http://www.canlearn.ca website  

I believe that applying for disability would mean that you would be acknowledging the debt, and therefore you would lose the statute barred option if it does exist for you.

This sub-forum will help answer your questions about statute barred.

forum_topics.asp?FID=90&title=collection-of-old-stats-barred-loans" rel="nofollow - http://www.canadastudentdebt.ca/forum_topics.asp?FID=90&title=collection-of-old-stats-barred-loans

You might consider contacting John Leblanc at CFW Group..... he charges fees, but could advise you on whether it is statute barred or not and what to do - and what not to do.

Let us know how things go...


-------------
Administrator
Mark OMeara
Author of Let Go and Heal: Recovery from Emotional Pain
https://LaughSingWrite.com - http://bit.ly/heal2024


Posted By: Liberty1
Date Posted: 02/February/2012 at 8:08am
I think I am better off just doing nothing.  Although I get a notice from revenue canada each year warning me that my taxes may be used to pay off the debt, it never is, I guess because I am on cpp disability and odsp.  I still get all my gst cheques and stuff, best to leave well enough alone i think



Print Page | Close Window

Forum Software by Web Wiz Forums® version 12.07 - https://www.webwizforums.com
Copyright ©2001-2024 Web Wiz Ltd. - https://www.webwiz.net