Equifax Online Credit Report Question
Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Privacy Issues, Violatons and Complaints
Forum Description: Discuss and expose privacy issues
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=4818
Printed Date: 23/April/2024 at 5:40am
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Topic: Equifax Online Credit Report Question
Posted By: arth94
Subject: Equifax Online Credit Report Question
Date Posted: 01/April/2008 at 5:55am
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Hi, I defaulted on my CSL and credit cards due to personal crises, then wound up moving out of Canada due to a better-paying job abroad. I was about to check on my credit report with Equifax online, but I am concerned about privacy issues because of harassment issues with collection agencies in the past. If I order a credit report, will Equifax forward my identifying info to my past creditors, or maybe even attempt to bill my credit card for outstanding debts? |
Replies:
Posted By: SolveStudentDebt
Date Posted: 01/April/2008 at 10:56am
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No.
Now, what is it that is keeping you from confronting your debt issues? ------------- Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com |
Posted By: deadbeat
Date Posted: 05/April/2011 at 7:19pm
If you are abroad, and I assume that you want to check it from there, then I would suggest that you use your parents address and phone number. That way you will get your credit report sent there and trigger an "automatic alert", a service provided Eqifax to its subscribers. Almost immediately your parents will start getting phone calls so prepare them to give out some info like you are working at a cash job or for yourself. That way bill collectors will get confused and go chasing elsewhere. Remember bill collectors are on a basic salary (not big bucks) plus commission. Human nature being what it is they focus on the easier tasks.
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arth94 wrote:Posted By: SolveStudentDebt
Date Posted: 07/April/2011 at 4:13am
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Consumer alerts only activate when hard inquiries are made. Soft inquiries such as your own access, reliability checks, etc; they don't trigger it. whatever address you decide to give them (which you should always be truthful about) it may be updated like deadbeat said. Sometimes it isn't and sometimes it is. ------------- Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. http://www.solvestudentdebt.com" rel="nofollow - solvestudentdebt.com |