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Letter sent by lawyer to collect balance

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Nician View Drop Down
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    Posted: 08/June/2014 at 7:35pm
I received a letter from lawyers of quebec student loan to pay the full balance within 15 days!! I tried calling my loan agent but I was told that they cannot do anything. What is going to happen? I cannot pay the full balance. Will they put a lean on my house? Will they garnish my wages?
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 09/June/2014 at 8:04am
If you are being sued by the Ministerie du Finance in Quebec then the chances are good if it is not addressed properly. What is your desired outcome here and I will let you know if it is something we can address and solve for you.

Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Nician View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Nician Quote  Post ReplyReply Direct Link To This Post Posted: 09/June/2014 at 8:21am
I would like to continue to make instalments to pay off the debt. I was making 200$ per month instalments before.
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 10/June/2014 at 1:17pm
How long has it been since you last made payment? If you "were" paying and stopped, what time frame in hiatus are we looking at here?

Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Nician View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Nician Quote  Post ReplyReply Direct Link To This Post Posted: 13/June/2014 at 11:53am
LAst payment was in March. I missed January, February and April.
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 15/June/2014 at 10:02am
So that could be the final demand document that is required to be issued by the office of the minister.  A letter like that would be a final demand type. A statement of claim and cause for action - that is an actual legal action.

It sounds like they are preparing to litigate because they use private lawyers for that sort of stuff.

Do you want one of us to open a file here and get you where you want to be?  If you want a quote give us a call at 902-861-1210. If you get the general voice mail leave your name, contact information, and what date and time you want us to call you back. Or, email from our website using the contact us page.

Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Juela Quote  Post ReplyReply Direct Link To This Post Posted: 15/July/2014 at 4:15pm
Hello,

There must be some kind of initiative to collect unpaid loans.  My loan is probably 10 years old, and I have not been able to pay because I fell sick, lost my job, then my home.  I ended up working on low-paying jobs while I was looking for something more decent, but then, one of my children got sick, and I had to go on welfare to take care of her.  This ended last year, when I took a temporary job that didn't pay much.

Now, I got a letter from the Government of Quebec asking to pay the full debt in full, and make a payment within 15 days.  What to do if I'm a single parent with two children, one of which has been legally declared disabled?

Any help would be appreciated.
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Post Options Post Options   Thanks (1) Thanks(1)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 16/July/2014 at 12:46pm
You demonstrate hardship with extenuating circumstances and appeal for removal.  If you don't have experience in this sort of area then you should have it done professionally. We do these at reduced cost for those who are unemployed and rely on family or others for financial assistance (with proof, of course).
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Juela Quote  Post ReplyReply Direct Link To This Post Posted: 04/August/2014 at 11:31am
Thanks for the advice.  I have already sent an email in the website shown in your signature.
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 05/August/2014 at 8:22am
You can let us know if you wish to proceed! I have responded to you. :)
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Fishergirl Quote  Post ReplyReply Direct Link To This Post Posted: 22/November/2017 at 1:33pm
I got the same letter. The last correspondence I received from them was in 2005.

Can you help me?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Ferret Quote  Post ReplyReply Direct Link To This Post Posted: 29/March/2018 at 4:07pm
I received the same letter.

I moved from Quebec to BC in 2010.

The last time I remember making a payment on my student loan was in 2009... maybe 2010.

They had tried getting a hold of me in 2015... I think... but I wasn't around.  They only left a message with my mother who was visiting from QC at the time.  Again, she was visiting in January and they left a message with her and then started sending letters.

I just received a certified letter dated 26 Mar 2018 from lawyers saying that I have 15 days to pay.

As far as I know, this loan is statue barred?
What can I do about this?



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