This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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    Posted: 25/June/2012 at 9:27am
So here is my issue and im hoping someone has a direction to send me in. In 1997 I became ill during my last year of high school. I was told I would have a few years of a somewhat normal life before I would require life sustaining treatments. So I decided to make the best of it apply for osap and attend school. Upon gradutating in 2002 I became really ill and hospitalized for the next year. In this time i missed the six month window to deal with my financial obligations regarding osap. Not only that but other bills became defaulted. So here i sit in 2012 with 23,000 dollars in debt and have been reciving notices from a collection agency who claims to be hired by the government to collect the debt. Im not in a positon to pay any debt as im recieving odsp. My condition is not expected to improve unless i recieve a transplant which is not anytime in the near future possibly another ten years. Im wondering if there is any forgiveness im able to apply to? Can anyone provide any avenues I may be able to look into? 
Donny
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Post Options Post Options   Thanks (0) Thanks(0)   Quote administrator Quote  Post ReplyReply Direct Link To This Post Posted: 25/June/2012 at 2:21pm
Here's the info on the Canlearn.ca website..... this should start you in the right direction...

http://www.canlearn.ca/eng/after/cant/hpd.shtml

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Mark OMeara
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Post Options Post Options   Thanks (0) Thanks(0)   Quote DonProblems Quote  Post ReplyReply Direct Link To This Post Posted: 25/June/2012 at 7:14pm
Thanks a million its 2am im going to try that first thing tommorw morning. I will post my success, (i hope) as i go.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote DonProblems Quote  Post ReplyReply Direct Link To This Post Posted: 27/June/2012 at 8:50am
Ok so step one done, I called the number of the canlearn site they transferred me to the Canada student Loans branch as they handle the loan forgiveness for permanent disabilty. They asked a few questions and im assuming they are flooded with a lot of people because the person on the other line repeatedly informed me of the people that elligble for such a benifit. After he took my updated address and phone number, I was informed the forms would arrive next week. Ok Ill post step 2.
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