This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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CrystalUnicorn View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote CrystalUnicorn Quote  Post ReplyReply Direct Link To This Post Posted: 13/January/2012 at 12:35am

(e) all actions grounded upon any lending, or contract, expressed or implied, without specialty, or upon any award where the submission is not by specialty, or for money levied by execution, all actions for direct injuries to real or personal property, actions for the taking away or conversion of property, goods and chattels, actions for libel, malicious prosecution and arrest, seduction and criminal conversation and actions for all other causes which would formerly have been brought in the form of action called trespass on the case, except as herein excepted, within six years after the cause of any such action arose;

Hi again this is the quote from the limitations act of NS. I am very cautious to read too much into this legal language can sometimes be difficult to interpert. But it does appear from what I am reading the document I am challenging is not only fraud (I did not take it out) But it was from 1995 and the first I heard of this was 2007.
I would be interested in the moderators comments on this.
I agree I have to act. I also have to be careful. I also have to rely on "free" advice right now as I don't have a red cent to my name and the bank's action really crippled me this last 30 days and it is only by luck I have a great landlord. Who understood and is working with me.
CrystalUnicorn
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Post Options Post Options   Thanks (0) Thanks(0)   Quote administrator Quote  Post ReplyReply Direct Link To This Post Posted: 13/January/2012 at 2:17pm
See if there is any free legal advice available.  See if your local university with a law department runs a free legal clinic. 


Nova Scotia Legal Aid Commission
Delivers legal services via a network of 16 community-based law offices. Financial eligibility rules apply.
 
Dalhousie Law School Legal Aid Service
Dalhousie law students provide free legal assistance in the north-central neighbourhood of Halifax. 

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Mark OMeara
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https://LaughSingWrite.com - http://bit.ly/heal2024
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Post Options Post Options   Thanks (0) Thanks(0)   Quote CrystalUnicorn Quote  Post ReplyReply Direct Link To This Post Posted: 13/January/2012 at 10:33pm
Mark,
Proposal for you. I can give you a call on Monday if you hear my situation and feel you can help me I will pay you your fee out of the the money the cibc has taken from me 
I really do respect the free clinic's etc but I always subscribed to you get what you pay for.
let me know what it may cost and feel free to send the answer to my email addy.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 15/January/2012 at 5:40am
You could challenge the set-ff that occurred as a violation (trespass) because of a limitation issue. The onus though is on you to prove that it is statute barred first. THen you make the argument trespass once you are armed with that evidence.
 
When a limitation law cites No action or proceedings can be taken after a prescribed period of time expires, it is speeled right out here. "Action" is defined as doing something and not limited to legal action. "Proceedings" is more relevent to legal procveedings, but it does not state legal proceedings. It just cites proceedings thus not limited to legal action.
 
Some provinces make things up as they go along. They see a brown cow and decide they want to call it a white cow. so, with the power that they have, they make it law that a white cow is really a brown cow. LOL
 
The only provinces that have the correct ruling on a limitation issue are B.C. and Newfoundland.
 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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