This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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tc249 View Drop Down
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    Posted: 10/March/2011 at 6:59pm
If I were you I  would seriously filing complaints with the Canadian Human Rights Tribunal, if you have a lawyer referral service in your proviince see if you can get a low fee consult with a human rights lawyer, i know some of these laws and rules in Canada are backward how else could a landed immigrant get EI every two weeks when they have only been in the country for 8 months(ex-landlord's wife).
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Jeff H. View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Jeff H. Quote  Post ReplyReply Direct Link To This Post Posted: 21/February/2011 at 1:17pm
I had no difficulty erasing $35,000.00 worth of student loan debt without ever having had to pay one dime back...all I had to do was join the Canadian Forces, become permanently injured (and decorated) while being the victim of a training accident, and then be "diagnosed" as being "mentally ill" by an employee of the RCMP who had no medical training whatsoever.

With that "diagnosis," Veterans Affairs Canada refused to pay one dime in benefits, Transport Canada revoked my flying medical (for the profession the student loan paid for: multi-engine rated commercial pilot) after having been a private pilot for many years, and I was then hounded by the Canada Student Loan "repayment division" in Quebec, while receiving an Alberta A.I.S.H. cheque in the sum of $250 per month to live on, and being labelled as "unemployable." 

It took me five years to find out about "medical forgiveness," as nobody in Canada Student Loans department would actually tell me such a plan existed (that was in the 1990s) until some clown from the department stated on the telephone, "Gee, I'm not supposed to tell you about this, but..." and "Hey Presto," I was approved two years later for medical forgiveness...BUT I can never be re-trained again, and I can never receive a Canada Student Loan again, that department citing my "unemployability, because of permanent, perceived disability."

Now, I live on $210 per week from CPP, I am not allowed to work at ANY VOCATION or PROFESSION in Canada, and have been targeted as a "National Security Risk" by the Canadian federal government, various departments citing my extensive flying and seven years of domestic and international military training as "grounds" for being relegated to a threat-list.

Canada has no human rights...Canada is just another dressed-up third-world "cesspool" where human rights are the whim (that week) of some judge who has been bought and paid for by the RCMP and the local Crown Prosecutor's office, unless you have a rich daddy who can move you to a free, democratic country.

Three cheers for the memory of Jimmy Rozsco!


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I am looking to connect with anyone else who may be experiencing continuing difficulty with CSLP to approve their Disability Status. 

The CSLP position is that my complaint relies on a generalization and that there are no others in the same position as I am in.  I have applied numerous times over the last six years for Permanent Disability and Severe Permanent Disability status. I am being denied not on the basis of my physical condition but on the condition of a now defunct 7 month rule. 

All I need is the acknowledgement that I am not alone in my struggle for fair treatment.

From 2000 when they refused my loan remission documents because they were transcripts from another country, then defaulting my loan, me making payments while I was working, contacting them when I was laid-off, applying for disability and having the documents get misplaced and lost for 5 years (double registered packages), and in 2009 being told that after 5 years of forms, packages, financial audits, and being hounded and berated, that I was not ill and to get out of bed and find a way to make the money to pay them.

In late September 2009, after the Act's and Regulations changed I reapplied(something that the new Reg's say does not need to be done) with new medical, financial and taxation documents. I enlisted the help of my MP and made absolutely no headway. Since October 2009 my requests for PDB have been denied at least 3 times.

If I have no proof that others still struggle as I am, then the complaint will probably die there with it. I don't think I have the strength to continue to approach this dragon alone. Ouch




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