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News, Announcements and Alerts
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144 485 New Activity-CIBC and Collection...
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In a student loan crisis? Post here for help! Members! Watch for posts and will help out!
202 1283 Where do I stand
By administrator View Last Post
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I'm being sued!
If you are being sued or have been threatened, then post here!
9 71 Jurisdiction and other questions...
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Locked Forum
Archived Urgent Help Needed Posts
Read through the files for info..
1030 4848 Can we make a settlement...
By Johnny View Last Post
09/February/2009 at 6:10am
Forum
Collection of Old - Stats Barred - Loans
Post questions about old loans and Statute of Limitations Issues
7 64 Statute of Limitns: 10+ year...
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04/February/2010 at 5:33pm
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Bankruptcy and Proposal Info and Issues
Get your questions answered about bankruptcy and proposals
190 1409 Student Bankruptcy
By Johnny View Last Post
30/January/2010 at 1:49pm
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Discharging Loans Under a Previous Bankruptcy/Proposal
The laws have changed. Here's info on what to do if you declared bankruptcy or filed a proposal and still cant pay your loans.
4 95 hardship
By Johnny View Last Post
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Credit Bureau and Reporting Issues
Find answers to Credit Bureau Issues Here
9 55 Pulled report with equifax...
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28/January/2010 at 6:59pm
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Privacy Issues, Violatons and Complaints
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24 174 Student loans STOLE my tax...
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24/January/2010 at 2:29pm
Forum with Sub Forum(s)
Dealing with Abusive Collection Agencies
Help can be found here for dealing with these problems!
Sub Forum(s): Alberta Ministry Ineffective? Post stories here!, NCO out of Alberta
231 1847 how do I stop them from calling...
By Johnny View Last Post
30/December/2009 at 8:21am
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Student Loan Frequently Asked Questions
Check here for answers first! Lots of Info!
539 3023 $39 to change status to FT...
By magnificat View Last Post
01/February/2010 at 5:48pm

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Government Program Problems
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Repayment Assisstance Plan (RAP) Issues
Rules, regulations and problems (Formerly Interest Relief and Debt Reduction)
198 973 QUESTION ABOUT ---REPAYMENT...
By old hippy View Last Post
03/February/2010 at 2:29pm
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Applying for Student Loan Disabilty Relief
help others going through this crazy process!
45 190 Today ... I lost it!
By lone wolf View Last Post
17/December/2009 at 7:24pm

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Recommended Advocates and Counsellors
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Recommended Advocates and Counsellors
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58 220 John LeBlanc helped me
By Brian1 View Last Post
30/December/2009 at 7:04pm

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What Needs to Change?
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Suggestions for Improvements for Student Loan Programs
Make suggestions for rule changes etc
27 175 This is What Needs to be...
By wrennard View Last Post
03/February/2010 at 1:40pm
Forum
Allow us to Rehabilitate our Loans and Get Out of Default!
According to Govt rules: Once defaulted, always in default even if you've brought loans up to date. Its unfair and needs to change -especially the Credit Bureau reporting!
1 11 Letter sent to HRSDC
By honestroger View Last Post
23/December/2009 at 3:08pm
Forum with Sub Forum(s)
Student Loan Action Forum - What to do?
Discusss ways we can bring attention to issues
Sub Forum(s): Class Action Discussion
90 731 Revenue canada garnishment...
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26/January/2010 at 2:41pm

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Dealing with the Banks!
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CiBC and Edulinx Horror Stories
Problems with CIBC and Edulinx!
105 926 another way CIBC is stealing...
By Buff View Last Post
11/December/2009 at 3:21pm
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Scotia Bank Horror Stories...
Describe your dealings with Scotia
26 130 Can the bank seize money...
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17/December/2009 at 12:40pm
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Royal Bank Frustration Stories
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44 193 Student Loan Maladministration...
By Pissed off View Last Post
30/December/2009 at 9:59am

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Stress & Mental Health Dealing with Student Loans
A place to help dealing with the stress of this crap!
42 445 Bad Credit Student loans
By Johnny View Last Post
02/December/2009 at 2:06pm
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Credit Repair Information
Find the truth, expose the scams!
112 749 Don't Know if This is...
By Radagast View Last Post
31/January/2010 at 5:30pm
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The Nature of Student Loans
A Forum about the legal aspects of student loans vs regular debt
37 215 my reply to the Conservatives...
By wonkaman2002 View Last Post
10/May/2009 at 12:52pm
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Describe your Debt Load!
Post stories of your debt and how it affects you and your family
166 1172 Over 50k Club... Me = 60k...
By wrennard View Last Post
03/February/2010 at 1:55pm
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Student Loan Nightmares!
Tell stories of mistakes and bungled administration here!
165 1326 OSAP just getting started?...
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09/January/2010 at 9:05am
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15 32 Canadastudentdebt Rocking...
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22/October/2009 at 4:53am
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Success Stories and Happy Outcomes
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71 355 I'm Free!!
By polyhymnia61 View Last Post
15/August/2009 at 3:27am

Topic Author Forum Last Post
New Activity-CIBC and Collection Agencies administrator News, Announcements and Alerts Today at 4:41pm
Jurisdiction and other questions Johnny I'm being sued! Today at 4:23pm
CIBC Loan Collections - Help! administrator I'm being sued! Today at 3:17pm
hardship Johnny Discharging Loans Under a Previous Bankruptcy/Proposal Today at 2:14pm
Filing Banruptcy this year or next Johnny Discharging Loans Under a Previous Bankruptcy/Proposal Today at 11:23am
Where do I stand administrator Urgent Help needed - Post here! Today at 10:34am
HELP NEEDED!!! What are my options?? Johnny Urgent Help needed - Post here! Today at 9:59am
RBC student loans (NS) Screw UP jw2651 Urgent Help needed - Post here! Today at 8:50am
Canada Studuent Loan transferred to Revenue Canada Johnny Urgent Help needed - Post here! 06/February/2010 at 12:29pm
ARC Calling my boss Johnny Urgent Help needed - Post here! 06/February/2010 at 12:12pm
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CSLP Official Policy Manuals
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CSLP Manual -pdf

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Interest Relief CSLP Manual.pdf

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Bankruptcy Before May 2004 CSLP Manual.pdf

Bankruptcy After May 2004 CSLP Manual.pdf

 



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I created this site because I got really ticked off with hearing about many others like myself who were having serious student loan difficulties and how everyone one was isolated with their issue. I created this site to help each other out. I hope it helps bring attention to our difficulties and that we are able to reach out!

Senator Robert Kennedy, addressing students in South Africa who suffered under the yoke of apartheid, understood the potency of the human heart as surmounting all obstacles. He said: "Each time a man (or a woman) stands up for an ideal, acts to improve the lot of others, or strikes out against injustice, he (or she) sends forth a tiny ripple of hope. And crossing each other from a million different centers of energy and daring, those ripples can create a current which can sweep down the mightiest walls of oppression and resistance."

This is my commitment. I am sure it is yours, too. I hope that the Canadian government, HRDC, the Big Banks, and The National Student Loan Centre can hear our call for help and the need for change, and do something about it! Who would ever thought that someone would be using the above quote in reference to Canada's bungled student loan system! It makes me shudder!

- Mark Linden O'Meara, author The Feeling Soul - A Roadmap to Healing and Living