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News, Announcements and Alerts
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144 485 New Activity-CIBC and Collection...
By administrator View Last Post
08/February/2010 at 4:41pm

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Immediate Attention and Info!
Forum
Urgent Help needed - Post here!
In a student loan crisis? Post here for help! Members! Watch for posts and will help out!
229 1367 Help!!-Help!!!-Help!!
By DoneWithIt View Last Post
Yesterday at 9:22pm
Forum
I'm being sued!
If you are being sued or have been threatened, then post here!
10 83 Accounts Recovery Corporation...
By tdawg View Last Post
23/February/2010 at 9:12pm
Locked Forum
Archived Urgent Help Needed Posts
Read through the files for info..
1030 4848 Can we make a settlement...
By Johnny View Last Post
09/February/2009 at 6:10am
Forum
Collection of Old - Stats Barred - Loans
Post questions about old loans and Statute of Limitations Issues
12 84 Property
By TiddlyWink View Last Post
08/March/2010 at 7:13am
Forum
Bankruptcy and Proposal Info and Issues
Get your questions answered about bankruptcy and proposals
190 1411 consumer proposal
By administrator View Last Post
05/March/2010 at 8:43am
Forum
Discharging Loans Under a Previous Bankruptcy/Proposal
The laws have changed. Here's info on what to do if you declared bankruptcy or filed a proposal and still cant pay your loans.
6 112 Need some clarification plz....
By administrator View Last Post
27/February/2010 at 2:50pm
Forum
Credit Bureau and Reporting Issues
Find answers to Credit Bureau Issues Here
10 58 Ability to pay off a debt,...
By Graywulf View Last Post
Yesterday at 4:08pm
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Privacy Issues, Violatons and Complaints
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24 178 Student loans STOLE my tax...
By Fed-Up View Last Post
18/February/2010 at 10:14am
Forum with Sub Forum(s)
Dealing with Abusive Collection Agencies
Help can be found here for dealing with these problems!
Sub Forum(s): Alberta Ministry Ineffective? Post stories here!, NCO out of Alberta
231 1861 NCO Questionaire
By winnipeg View Last Post
Yesterday at 7:02am
Forum
Student Loan Frequently Asked Questions
Check here for answers first! Lots of Info!
540 3029 student loan interest tax...
By frustrated-guy View Last Post
20/February/2010 at 7:24am

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Government Program Problems
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Repayment Assisstance Plan (RAP) Issues
Rules, regulations and problems (Formerly Interest Relief and Debt Reduction)
200 986 RAP
By old hippy View Last Post
Today at 2:10pm
Forum
Applying for Student Loan Disabilty Relief
help others going through this crazy process!
45 191 UBC Newspaper reporter doing...
By Temporallobe9 View Last Post
16/February/2010 at 3:00pm

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Recommended Advocates and Counsellors
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Recommended Advocates and Counsellors
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58 219 Thank You CFW Group and...
By winnipeg View Last Post
11/February/2010 at 2:44pm

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What Needs to Change?
Forum
Suggestions for Improvements for Student Loan Programs
Make suggestions for rule changes etc
27 175 This is What Needs to be...
By wrennard View Last Post
03/February/2010 at 1:40pm
Forum
Allow us to Rehabilitate our Loans and Get Out of Default!
According to Govt rules: Once defaulted, always in default even if you've brought loans up to date. Its unfair and needs to change -especially the Credit Bureau reporting!
1 13 Letter sent to HRSDC
By administrator View Last Post
19/February/2010 at 5:22pm
Forum with Sub Forum(s)
Student Loan Action Forum - What to do?
Discusss ways we can bring attention to issues
Sub Forum(s): Class Action Discussion
90 739 Canada Student Loan Settlement,...
By sdavis77 View Last Post
02/March/2010 at 8:31am

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Dealing with the Banks!
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CiBC and Edulinx Horror Stories
Problems with CIBC and Edulinx!
106 929 Paying my CIBC forever! How...
By Fed-Up View Last Post
Yesterday at 5:29am
Forum
Scotia Bank Horror Stories...
Describe your dealings with Scotia
26 130 Can the bank seize money...
By BigFatherA View Last Post
17/December/2009 at 12:40pm
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Royal Bank Frustration Stories
Tell us about the Royal Bank treatment
44 195 Dealing With NCO - Re RBC...
By tdawg View Last Post
25/February/2010 at 8:50pm

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Other Topics
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Stress & Mental Health Dealing with Student Loans
A place to help dealing with the stress of this crap!
42 445 Bad Credit Student loans
By Johnny View Last Post
02/December/2009 at 2:06pm
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Credit Repair Information
Find the truth, expose the scams!
112 749 Don't Know if This is...
By Radagast View Last Post
31/January/2010 at 5:30pm
Forum
The Nature of Student Loans
A Forum about the legal aspects of student loans vs regular debt
38 217 Statements from the CRA.......
By Madmorrigan View Last Post
Yesterday at 2:42pm
Forum
Describe your Debt Load!
Post stories of your debt and how it affects you and your family
166 1175 Over 50k Club... Me = 60k...
By paulaffleck View Last Post
28/February/2010 at 2:08pm
Forum
Student Loan Nightmares!
Tell stories of mistakes and bungled administration here!
165 1327 New Brunswick Student loan...
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03/March/2010 at 7:59pm
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Site Feedback
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15 32 Canadastudentdebt Rocking...
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22/October/2009 at 4:53am
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Success Stories and Happy Outcomes
We all need encouragement...tell us of positive outcomes!
71 355 I'm Free!!
By polyhymnia61 View Last Post
15/August/2009 at 3:27am

Topic Author Forum Last Post
RAP old hippy Repayment Assisstance Plan (RAP) Issues Today at 2:10pm
Help!!-Help!!!-Help!! DoneWithIt Urgent Help needed - Post here! Yesterday at 9:22pm
Ability to pay off a debt, need to know right way Graywulf Credit Bureau and Reporting Issues Yesterday at 4:08pm
Statements from the CRA.... Madmorrigan The Nature of Student Loans Yesterday at 2:42pm
NCO Questionaire winnipeg NCO out of Alberta Yesterday at 7:02am
Paying my CIBC forever! How can I reduce? Fed-Up CiBC and Edulinx Horror Stories Yesterday at 5:29am
A little scared and I don't know my rights LinksinaChain Urgent Help needed - Post here! Yesterday at 4:26am
What is a Remission Adjustment? caitilint Urgent Help needed - Post here! 08/March/2010 at 2:57pm
Property TiddlyWink Collection of Old - Stats Barred - Loans 08/March/2010 at 7:13am
Quebec student loan TiddlyWink Urgent Help needed - Post here! 07/March/2010 at 8:19pm
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CSLP Official Policy Manuals
Read what the Government doesnt want you to know!
Obtained through Access to Information Requests

CSLP Manual -pdf

Individual Manual Sections

Interest Relief CSLP Manual.pdf

Debt Reduction CSLP Manual.pdf

Bankruptcy Before May 2004 CSLP Manual.pdf

Bankruptcy After May 2004 CSLP Manual.pdf

 



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I created this site because I got really ticked off with hearing about many others like myself who were having serious student loan difficulties and how everyone one was isolated with their issue. I created this site to help each other out. I hope it helps bring attention to our difficulties and that we are able to reach out!

Senator Robert Kennedy, addressing students in South Africa who suffered under the yoke of apartheid, understood the potency of the human heart as surmounting all obstacles. He said: "Each time a man (or a woman) stands up for an ideal, acts to improve the lot of others, or strikes out against injustice, he (or she) sends forth a tiny ripple of hope. And crossing each other from a million different centers of energy and daring, those ripples can create a current which can sweep down the mightiest walls of oppression and resistance."

This is my commitment. I am sure it is yours, too. I hope that the Canadian government, HRDC, the Big Banks, and The National Student Loan Centre can hear our call for help and the need for change, and do something about it! Who would ever thought that someone would be using the above quote in reference to Canada's bungled student loan system! It makes me shudder!

- Mark Linden O'Meara, author The Feeling Soul - A Roadmap to Healing and Living